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HELP! I lent a friend money and they wont pay it back
Hello. 6 Months ago I lent my friend £50. He will not pay it back giving me excuse after excuse after excuse. He sporadically replies to my text messages and wont answer my calls. I know its only £50 but it is the principle. I have 6 months worth of text messages from him confirming the debt and I also have messages from his mother too. Could someone please please please advise if there is anything I can do? It is keeping me up at night thinking that my friend (ex friend) is laughing knowing full well that he is not going to pay it back.
Thanks
Thanks
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Comments
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For £50 I'd just move on and chalk it up to experience.0
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Karma. What goes around, comes around.0
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You could try taking him to the small claims court. But that'd cost you money."Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
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Consider it a relatively cheap lesson on how much your 'friend' values friendship.
Chalk it down to experience. Never lend more than you can afford to lose or better still, never lend money, it ruins families and friendships ...... plenty of examples all over the forum.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
You don't have to be the best -
Just be better than you were yesterday.0 -
Small claims is the way, but it will take time and money. Make sure to sue for the money and court costs, but even with that he may still not pay if he doesn't care about his credit file in which case you are out not only the 50 quid but also court costs. Then you would have to go into collection, and that is where it would cost you hundrets of pounds that you won't see back.0
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worried_jim wrote: »Karma. What goes around, comes around.
I've heard that said so many times, and really wish it were true.
But i don't think so.
I read somewhere something like ...................... If you lend money and never see the person again. Consider it money well spent.Liverpool is one of the wonders of Britain,
What it may grow to in time, I know not what.
Daniel Defoe: 1725.
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Your £50 is gone. No point in frustrating yourself further tying to recover it. Chalk it up to experience and move on.0
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Is he/she on facebook? Nothing like letting everyone know.0
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