Please verbally bash me to quell the urge to buy the new iphone

pennystretcher

You have resisted the urge - well done. :T

I was looking at laptops the other week, oh, so sorely tempted to get a new shiny toy. However, my current one works fine and I am trying to pay off mortgage so managed to resist..so I know how you feel...

prowla

You really need it - you can get it interest free from Apple.

HTH!

midnight_express

No one NEEDS an iPhone.

Money_saving_maniac

abby1234519 wrote: »

I think you'll find I've come to my common "senses" :j

Well done resisting it Abby! Why should you put a load more money into some rich gits' pockets!

AnotherJoe

abby1234519 wrote: »

This isn't a joke - this is why I get into debt. I really want something and the urge takes over.

I really really really really want an iPhone 7 Plus. I'm doing the thing where you justify the want just because you want it.

I really need someone to "shout" at me. I don't have the cash - it would go on Very account, a credit card that I've just cleared, spend my emergency fund just to have it. Despite me knowing this, I still want it - and one bad moment and I'll buy it on a whim.

It's like my skin is itching - so please - please be mean and tell me not to get it. Husband's at an interview so can't call him.

Start reading Mac Rumors and read about next years iPhone 8 which will be a real radical change, not the incremental upgrade of the 7. You can get a lot of what's in the 7 by upgrading to iOS 10 and scratch your itch by playing with all the new features in that. And hen by the time you tire of that, 8 won't be so far away and it would be foolish to buy a 7 when the 8 is near.

abby1234519

The itch did come back a little bit over the weekend, not hugely but enough that I got up from the computer and went for a walk listening to angry rock music.

By the time I got back I couldn't remember why I wanted it in the first place lol!

JP1978

A lot of the debt we are/have been in is down to me wanting the latest gadgets and gizmo's.

My list of phones in the last few years is unreal (obviously I sell the old phone to recoup some of the costs) but even so, it will be thousands that could have been spent elsewhere.

Some of my phone history:
Nokia N95, Nokia E71 & E72, Blackberry (several, can't remember the numbers), iPhone 4s, Iphone 6, Samsung Note 3, Samsung S4, S5, S6 Edge, S6 Dual SIM (current phone), Iphone 6 plus, Iphone 6.....

....Ipad 3, iPad Air 2 (64gb) - Son has that now... Microsoft Surface Pro 3 (£1000 worth) - didn't get on with it so sold it and bought an iPad Pro. (£500).

My stupid man maths would always find a way of justifying me buying a new phone.

So, if you did give in to temptation and get the iP7 now, i wont be that long till you want the 7s.... and the 8.... and 8s....

My current phone (the S6 Dual Sim) is more than adequate and will do me for a good time to come. I am tempted by the Galaxy S7, but buying a new house and clearing debt has become more a focus for us just recently.

abby1234519

Argh! I have a new impulsive desire to spend money. Husbands asleep (night shift) so can't get him to talk me down. At least this one is partially rational...

I want a new car.

Husband has an old clio - basically a run around that squeaks and squawks when moving. I am waiting for my lease car to arrive in Feb 2017. In the meantime I am using his car when I can but because he often needs the car in the evening to collect our son from school I'm having to drive home at lunch, him get in the car, drive back to work, I get out, he goes home again then he gets son from school then comes to get me and then we all go home again. If he's at university we have to get to work in time for him to miss the rush hour and we've not successfully managed, I am late for work every single day. He's off uni for a month, so I don't have that issue now but I won't be able to go anywhere over Christmas with our son because OH will need the car to go to work.

So today I have woken up and decided I want to go spend £1500 on a car because then we don't have all this faff and when it gets to February I can either sell it or sell his old car and keep the newer one.

But I could just get through the next two months with all these inconveniences and just deal with it. I would even walk the 4 miles to work if my feet weren't so bad.

But I really think I should get a car today.

haycorns

Count the days you would need the car. Add up all the costs - tax, insurance, cost itself, interest as you don't have that sort of cash, cost of selling it. Remember the hidden costs with an older car - new wipers/ tyres etc.

What if you can't sell it? what if the boiler breaks, or someone goes off sick. No good having the car to take son on outings if you can't afford to feed him and keep him warm.

Come on - you can do this. Get your thinking cap on and find a creative way to do things over christmas. February is really not very long to wait for your new car.

abby1234519

haycorns wrote: »

Count the days you would need the car. Add up all the costs - tax, insurance, cost itself, interest as you don't have that sort of cash, cost of selling it. Remember the hidden costs with an older car - new wipers/ tyres etc.

What if you can't sell it? what if the boiler breaks, or someone goes off sick. No good having the car to take son on outings if you can't afford to feed him and keep him warm.

Come on - you can do this. Get your thinking cap on and find a creative way to do things over christmas. February is really not very long to wait for your new car.

I get so frustrated with myself. I can't control these "good ideas" without someone talking me down!

Tax and Insurance would wipe out my debt snowball.

Thanks - that helped. I just need someone to clear the fog for me sometimes.