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I can do this!

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  • redofromstart
    redofromstart Posts: 5,834 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    ooh congratulations!
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Congrats MrsTinks!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Yeah I'm a little chuffed!

    Paying off thousands of pounds in one go was a little scary, surreal and also amazing all at once!

    I paid everything immediately because I didn't want any temptations! LOL

    I will treat myself to a few small things like a River Cottage course and maybe a spa day - all well within my budget ability and as we're not doing a big holiday this year I don't even feel slightly guilty about it :)

    Now it's going to be about savings! (And NOT spending them!!!)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    woop! Ace news! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Phew - busy busy busy

    Work is busy, I'm putting a bit away in savings which feels lovely, I'm allowing myself to enjoy some hobbies guiltfree and doing things for me for the first time in a long time!

    My MSE habits seem strong though as I needed some new clothes and I couldn't help but check everything 5 pounds first LOL I still take more pleasure from getting something at a bargain price than being able to tell people how expensive something is LOL

    Hope everyone is doing good too? :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :rotfl::rotfl: at it being tricky shaking off old habits - I think those are precisely the sorts of habits that we don't WANT to shake off!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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