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Can we ignore the same old questions please?
Comments
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I dare say the collection of posters here keep me much more well informed than lazy journalism, poorly informed banking staff out there. Experts we are and with all the cross referencing, we are pretty much spot on i would say. Obviously tainted with individual bias and opinions but if you can sieve though all that, the expertise here is invaluable. Taught me alot of things over my first year here! Keep it up guys! :T
On another note I find this thread a little self-defeating.
Eh? Have you even understood the topic?
I have some news, Santander is dropping their rate from 3% to 1.5%. I will create a separate thread!0 -
But when Zarathustra was alone, he spoke thus to his heart: "Could it be possible! This old saint has not heard in his forest that Saving is dead!"
— Nietzsche, Thus Spoke Zarathustra, tr. R.J. Hollingdale
When the life force that is interest rate is so feeble, that it literally cannot support life, be it a pensioner, or a compensation victim, surely Saving itself cannot be?
Thus Spake Zarathustra Pincher
I propose we change the forum to, "How to form a terrorist state and rob other people as a post zero interest rate survival strategy."0 -
There is one of these "What should I do with X" threads which currently has 7 replies (not counting the OP), 1 of which is a helpful answer and 6 of which are taking the mick out of the OP for posting a "what should I do with X" question. So clearly there is a level of general fatigue with this type of thread. This isn't a criticism of those who took the time to reply, just an observation.
It's great if this board has a certain number of people who are happy to post helpful replies again and again. But if they choose to stop posting we are left with at best new posters being ignored and at worst the only people motivated to reply will be people posting uninformed rubbish or mickey-taking. I don't really have a solution. The S&I sticky thread is of very limited use. Virtually no-one is going to read it and its forest of links all the way through until they've answered their question. (One of the links is to a thread about CTFs which haven't been relevant for years.)
I can't really bring myself to care that much. There are reams and reams of useful information on this forum, all of which has been contributed for free. If people take the time to read even a small amount of them, and then ask a specific question, they'll have no shortage of people willing to respond. Given these two facts, I'd suggest that if someone comes to this forum with a question about savings and investments and manages to come away with no answer, it's not the fault of the forum or its regulars.0 -
With Autumn approaching, it'll soon be time for the "Should I leave my heating on low when Im out threads", to go with the perennial "I got a parking ticket, how can I squirm out of it" threads, or perhaps the Supermarket or branded fuel argument.Threads0
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Malthusian wrote: »There is one of these "What should I do with X" threads which currently has 7 replies (not counting the OP), 1 of which is a helpful answer and 6 of which are taking the mick out of the OP for posting a "what should I do with X" question. So clearly there is a level of general fatigue with this type of thread. This isn't a criticism of those who took the time to reply, just an observation.
It's great if this board has a certain number of people who are happy to post helpful replies again and again. But if they choose to stop posting we are left with at best new posters being ignored and at worst the only people motivated to reply will be people posting uninformed rubbish or mickey-taking. I don't really have a solution. The S&I sticky thread is of very limited use. Virtually no-one is going to read it and its forest of links all the way through until they've answered their question. (One of the links is to a thread about CTFs which haven't been relevant for years.)
I can't really bring myself to care that much. There are reams and reams of useful information on this forum, all of which has been contributed for free. If people take the time to read even a small amount of them, and then ask a specific question, they'll have no shortage of people willing to respond. Given these two facts, I'd suggest that if someone comes to this forum with a question about savings and investments and manages to come away with no answer, it's not the fault of the forum or its regulars.
Well I couldn't help but reply to Saving accounts - help
A very original question with the statement "I've had a look at the guide on here and am assuming that despite the interest cut, Santander's is still the best?"
Pincher had much more clever ones about HSBC and even investing in Siberian agriculture if another one
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MisterMotivated wrote: »I do find it that strange on the "What debt free wannabe things have you done today?" type threads, that people seem to consider things like posting a letter or getting their children ready for school as money-saving.
Well, those actions do save the cost of employing staff to perform such duties.0 -
With Autumn approaching, it'll soon be time for the "Should I leave my heating on low when Im out threads", to go with the perennial "I got a parking ticket, how can I squirm out of it" threads, or perhaps the Supermarket or branded fuel argument.Threads
You have to take into account that Martin Lewis himself highlights both the MS aspects of tinkering with the heating and also a strong condemnation of parking ticket abuses. Inevitably anyone spotting that message is going to dip in and enquire about the nuts and bolts. Both topics are rather limited but money management isn't; it's a big subject. And, to the relative novice, can be rather daunting.
Personally I'm impressed at the speed and alacrity of the regular helpers on here to respond with the relevant links. Maybe it should be left at that unless posters feel disposed to enlarge.
It would be a shame if sarcasm and micky taking became too regular. It's an aspect that has entered the Matched Betting threads (where I have spent time) and it is very off-putting. Lessens the pleasure.
Novices are specifically directed to a 'learning' thread where at least one brilliant, patient and kind helper (grumbler) has been dishing out the same advice for years. Not that he isn't prone to the odd blunt comment!
Why don't we have a sticky? 'Check in here first for advice if you are starting to invest your money'.0 -
Leave off the bumbling innocents and downright lazy barstewards!
PS I've just found a £10,000 gold bar stuffed down the back of the sofa... any suggestions about where I could shove it? And I've heard the one about into a nearby orifice, sideways:eek:0 -
I'm trying to ignore this one but it keeps on coming back0
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The irony of 3 pages of posts (including mine
) on a thread complaining about inane threads. I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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