Making the most of TSB contactless cashback before the end of December

Katiehound

schiff wrote: »

Bills dated in the last few days of the month don't all get shown with that date by the last day of the month, when you check your account online. I don't know which date TSB uses to calculate the cash-back, so it may be wise not to count them - if you are monitoring your spending to reach £100.

I assume it is the date that it appears on the statement rather than the actual transaction date- after all that is how my credit card statement works.
Strangely out of 3 transactions in Tesco on Aug 30th 2 of them appeared on statement dated Aug 31st and 1 on Sept 1st (and they had been made within about 15 mins of each other!)
I shall now attempt to do my major spends well before the end of the month to reach that £200!

have just seen that TSB CC has 1% cashback (up to £60 per year) until end 2017.
Thinks......

bxboards

bxboards wrote: »

That has never happened to me. My card regularly fails on contactless and I need to put in a PIN. I made a record of these 3 occasions which totalled over 60 pounds a month of so, and I was short of around 3 pounds in cashback.

If it fails, as I know I won't get the cashback, I switch over to an AMEX @ 1.25% instead, and pin entry if the contactless fails (which happens an awful lot with TSB) doesn't pay 5%.

Quoting myself but I had to enter a PIN this morning after TSB contactless asked for a PIN again.

I used a PIN in my local Sainsburys at around 4:30pm yesterday
This morning I made a sucessful contactless transaction for about £28 pound at my local post office at 8:30am
I went back again at 9:15am for another transaction of around £25 and the contactless failed with the dreaded beep-beep enter PIN message (so I used my AMEX instead). Potentially that is another £1.25-ish in lost cashback.

Since the start of this month my PIN has been requested twice for contactless even if I've entered the PIN only a couple of uses beforehand.

I am 101% sure that my TSB card asks for my PIN and fails to go contactless somewhere between 1 in 2 and 1 in 3 transactions on average and it seems to make no difference if I have had a PIN transaction very recently.

schiff

bxboards wrote: »

Quoting myself but I had to enter a PIN this morning after TSB contactless asked for a PIN again.

I used a PIN in my local Sainsburys at around 4:30pm yesterday
This morning I made a sucessful contactless transaction for about £28 pound at my local post office at 8:30am
I went back again at 9:15am for another transaction of around £25 and the contactless failed with the dreaded beep-beep enter PIN message (so I used my AMEX instead). Potentially that is another £1.25-ish in lost cashback.

Since the start of this month my PIN has been requested twice for contactless even if I've entered the PIN only a couple of uses beforehand.

I am 101% sure that my TSB card asks for my PIN and fails to go contactless somewhere between 1 in 2 and 1 in 3 transactions on average and it seems to make no difference if I have had a PIN transaction very recently.

Have you thought of putting those facts to TSB to see what they say?

bxboards

schiff wrote: »

Have you thought of putting those facts to TSB to see what they say?

I did consider it, but the time invested will be worth more than the cashback lost. Even 2 minutes on hold to a bank in a call queue makes it pointless. The offer ends in December too.

I know many people here 'feel' that they get asked for TSB PINs a lot, and speculate it may be to avoid TSB paying out the 5%. I have been keeping track now, and my PIN entry requests I can almost predict when this is going to happen, such is the pattern for my card at least.

mt99

What I do is get £10 cash out and enter my pin this seems to reset it for longer.

MissTasmanian

I am livid! Just got my TSB card I withdrew some money before going in the petrol station (to stop me needing to type in my pin) and the damn contactless wouldn't work. It kept saying "card not supported on the card terminal," but I know my bf has used his tsb card in the same garage so I assume it's just my card playing silly !!!!!!s

teddysmum

MissTasmanian wrote: »

I am livid! Just got my TSB card I withdrew some money before going in the petrol station (to stop me needing to type in my pin) and the damn contactless wouldn't work. It kept saying "card not supported on the card terminal," but I know my bf has used his tsb card in the same garage so I assume it's just my card playing silly !!!!!!s

It can't be a case of time needed for the card to be 'primed' after first use of the pin, because I bought some milk, to start off mine, then a bag of shopping straight away and no problem.

MissTasmanian

teddysmum wrote: »

It can't be a case of time needed for the card to be 'primed' after first use of the pin, because I bought some milk, to start off mine, then a bag of shopping straight away and no problem.

So something else is wrong

Yorkshire_Pud

Seem to have suddenly hit a black spot with contactless rejections on two TSB cards that had had cash withdrawals recently and then both rejected at my local rail station so used PIN then today that same card was rejected for cl at a local shop I regularly use!

TSB must now be be using the new stop them getting the 5% before December algorithm :cool:

Bettie

I have frequently turned down contactless as the terminal at work loses signal but it will still accept chip and pin which is I believe a stored transaction.
I have also paid the dentist in two lots of contactless.
Has anyone on being turned down then done a chip and pin for say a £1 followed by the rest of the transaction as contactless?