We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

22 Foxhole East

f0xh0les · 2016-08-12 12:55:09

I just made my first mortgage overpayment. We bought a 5 bed Victorian terraced house in the East Midlands in April 16 that has been badly neglected. It needs everything doing, it has been let out on a room by room basis and used as a rental machine. Now it is our family house (4 kids = one bedroom each!!). So far I have…

Comments

KajiKita Posts: 9,693 Forumite

27 February at 4:08PM

Can you not get someone you know who’s had work done to recommend a builder. That might ease your antennae?
The ‘get the birth rate up’ ideas that have been presented have made me roll my eyes so hard they have nearly fallen out of my head today! 🙄
Well done on the pension 👏😊

As at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2