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22 Foxhole East

1616617618619621

Comments

  • KajiKita
    KajiKita Posts: 9,975 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Hello 😊

    How are you and the clan? Are you growing lots in your courtyard? 🌿

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • be sure to pack waterproofs

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • f0xh0les
    f0xh0les Posts: 7,852 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    I have buffed my snorkel and mask.

    Always carry a towel?

    4/10/25Three Years Mortgage Free Yay!
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    No Turtle gets left behind.[/b]
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  • KajiKita
    KajiKita Posts: 9,975 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Sorry the man was an idiot but good for you standing up to him …

    Geraniums, lavender and rosemary are bomb proof 😊 Fuchsia can be a bit hit and is so it sounds like your courtyard is quite sheltered.

    Sounds like a busy couple of weeks. I hope you get some downtime in the midst of it all.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 9,975 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    I’m sorry to hear that Dr F is being a bit frustrating …. Similar here … 🙄😉

    Glad the PB 🧚 is being more supportive and wishing you luck with the funds shuffling.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,328 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    I would be fuming about the bike. I hope he actually uses it!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • greent
    greent Posts: 11,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 April at 11:29PM

    I empathise - Mr gt has just done the first part of his motorbike test (booked and then told me a few days before) - and has now bought a bike (obviously needed to tax and insure it), helmet, jacket and boots.... (Let's just say he could have bought 2 of Dr f's bikes and still had a few hundred left as change... grrr)

    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

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