22 Foxhole East

~FlowerPot~

i have so many KS3 and 4 books and revisions guides, happy to send any to you just for the postage? You could send me a msg with which boards and Ill have a look. (literally have 20 to 30, various subjects and boards, diff kids at diff schools!!)

redofromstart

Hope you all have a lovely break. 

f0xh0les

Tranquility reigns in North Norfolk. Weather forecast for tomorrow is 14 and sunny. 
Poor DHs flight was delayed by nearly two hours and there was some sort of an issue with a highly distressed transvestite onboard...  the mind boggles. He would not know if they were famous or a binman to be fair, but that was the last text I had from him before he took off.

OpalGirl

Love the photo! Enjoy your time away.

KajiKita

That looks gorgeous. Have a lovely time 😊

KK

f0xh0les

I have "won" on the lottery involving postcodes again! Was it teabags again?  Nooo, was it £10 again? Nooooo. Was it a Million? Noooo, it was £12 🤣.  I treat is as a charitable donation anyway, along with UNICEF/womens aid/ water aid/ animal aid/ Medicins Sans Frontiers, and  orangutan SOS. 
Plus any other donations for the sabs and street donations.   It is not much, but if we all did it, it would go a long way. I am nowhere near to being a 10%er but DH is .  Our local animal wildlife hospital says if everyone who follows it on Faceb00k donated £2 a month it's running costs would be covered.  Group action. 

f0xh0les

Back home and back to the daily chores. 
Cleaned all the bedrooms yesterday and stripped all the beds and remade them. Hoovered everywhere . Really unhappy that the men-children are not pulling their weight. Grrrr.
At least my house is now tidy and clean and not smelling like socks..... phew! 
The laundry mountain is horrendous 🏔️🏔️. I am 2/3s of the way through.
No signs of the dreaded 🪲🪲.  I am still paranoid. 
I am now applying for Christmas jobs.  I have applied for about 4 this week. Something will come up. Hotel Chocolat don't seem to want me. Maybe I will have more luck elsewhere 😜.
I have put the heating on. The house is toasty and will be nice for DH to come home to after his German lesson tonight. 
I have had the budget on this afternoon, not sure why, apart from minimum wage going up next April, none of it applies to me. I will inherit nothing from my family members, I have no assets for CGT, but I am hoping to be able to pay tax next year.  If my earnings are high enough.  That is my aim.  To have work but not feel confined. 

redofromstart

I don't know though, assuming he is USS and I've read right then his pension pot might come into estate/probate scope going forwards.  

It'll depend if they count CETV I guess

mark55man

I don't think that USS will end up in the inheritance pot - CETV is the notional cash value of his future defined benefit income payments.  At the moment DH has passed there will be no pot to inherit.  Possibly if there is a minimum payment guarantee (eg 5 years) that might be included, but from what FH was saying that wouldn't swing it into IHT.

A married couple has £1m on current nil rate bands provided the house is left to kids/grand kids  (Technically £325K each for assets of any type and £175K each for property)

badmemory

If left to spouse that should not be any sort of problem though.