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PCP Car - can I give it back?

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  • motorguy wrote: »
    This has been discussed many times.

    An MOT centre cant cut open a DPF to see if there is a core in it, so as long as the DPF box is there and appears to be intact, there is nothing they can do.

    And i dont believe theres any way other than that, that anyone could check it under "construction and use" regs


    There's is and I thought you'd know how.
  • motorguy
    motorguy Posts: 22,611 Forumite
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    There's is and I thought you'd know how.

    Well in 30 years of driving, and 25+ years of being in or around the motor trade i havent come across it, so i'd say Joe Public is fairly safe.
  • motorguy wrote: »
    Well in 30 years of driving, and 25+ years of being in or around the motor trade i havent come across it, so i'd say Joe Public is fairly safe.

    So long as the don't get stopped they are.
  • motorguy
    motorguy Posts: 22,611 Forumite
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    So long as the don't get stopped they are.

    Stopped by who? The DPF police? :eek:
  • bazzyb
    bazzyb Posts: 1,586 Forumite
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    HEC_01921 wrote: »
    I have heard/read somewhere that I can give the car back half way through my agreement. Its a 4 year contract so March 17 would be half way.

    It's not halfway through in terms of a period of time, it's when 50% has been repaid. Note that with a PCP agreement, this will include the balloon payments, so depending how large the balloon is you may find the 50% point is either at the end of your 48 month agreement or very close to it.
  • motorguy
    motorguy Posts: 22,611 Forumite
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    bazzyb wrote: »
    It's not halfway through in terms of a period of time, it's when 50% has been repaid. Note that with a PCP agreement, this will include the balloon payments, so depending how large the balloon is you may find the 50% point is either at the end of your 48 month agreement or very close to it.

    Not quite.

    It also includes your deposit.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
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    motorguy wrote: »
    Not quite.

    It also includes your deposit.

    It's one reason to be sure about the car and your finances when going for one of those £179 deposit and £179 per month PCP deals which look attractive at first sight...
  • motorguy wrote: »
    Stopped by who? The DPF police? :eek:

    Whatever VOSA call themselves these days. The police don't carry the equipment.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
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    mcjordi wrote: »
    Re the DPF get it mapped out and remove internals of it.. or get a diagnostics fella to force regen it..
    You do get that it's not actually his car yet. I'd very much doubt the finance co. will take it very well if they ever discover this was done.
  • motorguy
    motorguy Posts: 22,611 Forumite
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    Whatever VOSA call themselves these days. The police don't carry the equipment.

    Well i've never heard of anyone getting pulled over and their car jacked up, their exhaust stripped off, the DPF cut open and them subsequently taken to court.

    Of course if its as much a possibility as you are saying it is, you'll have no problem linking to hundreds of such cases through the courts?

    I note from the DVSA website their goal is to "improve road safety by setting standards for driving and motorcycling, and making sure that drivers, vehicle operators and MOT garages follow roadworthiness standards."

    Not sure they'd be terribly interested in DPF gutting. Tyres, brakes, roadworthiness - yes. DPF gutting, not so much.
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