Precise Mortgages - how long from application to offer?

hamkou

Melandpaul said:

Did anyone recieve there valuation fee back? If so when do you recieve it? 

Hey! I’ve seen on here some people have had theirs returned. Where are you in the process currently? 

Keats7933

Leighmarb said:

I’m currently in the same boat.. the waiting is nothing short of horrific! 

We’ve been told the documents submitted have all been approved and now valuation has been instructed. Does anyone know how long it takes for the valuation to be booked, and do they tell you when it’s been arranged? 

I found out by calling the estate agent a day or two after and let them know to expect a phone call about the valuation and they told me it had been booked for the following Monday. 

hamkou

Keats7933 said:

Leighmarb said:

I’m currently in the same boat.. the waiting is nothing short of horrific! 

We’ve been told the documents submitted have all been approved and now valuation has been instructed. Does anyone know how long it takes for the valuation to be booked, and do they tell you when it’s been arranged? 

I found out by calling the estate agent a day or two after and let them know to expect a phone call about the valuation and they told me it had been booked for the following Monday. 

I did the same 😊

Leighmarb

Hey guys.. yes I ended up calling the estate agent, they told me it was booked for 29th September which is soooo long to wait.. after a bit of moaning it’s now booked for this Thursday.. keeping everything crossed. We paid over the asking price (market is crazy where we want to buy) 

Good luck everyone 

Achu0809

Hi Everyone 

I appreciate this is an old thread, but wondering if anyone been to a similar situation like us? 

We fully submitted our application on the 30th of August had many requests from Precise and finally agreed the offer subject to valuation ,valuation was done on the 28th September and last Friday our MA told us the application is now with the senior underwriter !! We were expecting our offer and this is what we been told!! Does anyone know what it means by senior underwriter? 

Achu0809

Ohh just a happy update!! Our MA rang up yesterday evening to Let us know our offer is on its way 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
this forum was my lifeline for the last few months 🙏🏽🙏🏽🙏🏽🙏🏽

BarnsleyBoys

Does anyone know if Precise run a hard credit check? I cannot see anything on our file but we’ve just had first lot of questions back

Girlisgettingthere

Appreciate this is an old thread. Has anyone done an application with precise recently that can give some info on their experience?

Waitingfornews

Girlisgettingthere said:

Appreciate this is an old thread. Has anyone done an application with precise recently that can give some info on their experience?

I would also be interested in this. We have submitted an application for a remortgage with Precise today. Been advised that they are pulling their products tonight for a rate rise. 

Girlisgettingthere

Waitingfornews said:

Girlisgettingthere said:

Appreciate this is an old thread. Has anyone done an application with precise recently that can give some info on their experience?

I would also be interested in this. We have submitted an application for a remortgage with Precise today. Been advised that they are pulling their products tonight for a rate rise. 

Yeh rates pulled. Our MA messaged today saying he needs to rerun the figures. I’ve checked their website and new rates are showing.