Precise Mortgages - how long from application to offer?

angievaga

pantheamoon said:

We lost our buyer, absolutely devastated.  Next option is to buy his ex out but will need to see if we can borrow 10k more.  I'm so fed up 😔  

Really sorry to hear this. Hope things work out with your next plan. I’m sure something else will turn up soon. Xx

KLHughes

Sorry, but the market is booming at the minute so hopefully you get another buyer straight away 🤞 xx

KLHughes

Anyone had any updates today? Nothing here yet🤞 

helzyb

KLHughes said:

Anyone had any updates today? Nothing here yet🤞 

They have sent our disclosure form back again as not happy with the way it’s been filled!

Also they have changed my loan terms they gave knocked a year off as I am too old! Thanks for that one!!!

feel like giving up! 
I’m going to phone them shortly to see how valuation went.

angievaga

My broker has called today to let me know my offer is in the post!!! So excited 🥂🎉🥳 won’t be long until you all hear the same news!! Xx

helzyb

angievaga said:

My broker has called today to let me know my offer is in the post!!! So excited 🥂🎉🥳 won’t be long until you all here the same news!! Xx

Congratulations really pleased for you x 

KLHughes

angievaga said:

My broker has called today to let me know my offer is in the post!!! So excited 🥂🎉🥳 won’t be long until you all hear the same news!! Xx

Amazing congratulations!!! 

I rang Precise again😂 They actually politely told me off this time and said I need to be getting my broker to ring🙈 Anyways they confirmed again the valuation is fine, and that it was agreed subject to valuation so he said to stop worrying and my offer will be on its way soon. He said the valuation report has to be officially reviewed by an underwriter which will be done by latest thursday then he says usually 2 days after that for the offer to reach me eeeeekkkk he said I can get excited now...I said hurry up and get that offer to me then I will celebrate 😂

helzyb

KLHughes said:

angievaga said:

My broker has called today to let me know my offer is in the post!!! So excited 🥂🎉🥳 won’t be long until you all hear the same news!! Xx

Amazing congratulations!!! 

I rang Precise again😂 They actually politely told me off this time and said I need to be getting my broker to ring🙈 Anyways they confirmed again the valuation is fine, and that it was agreed subject to valuation so he said to stop worrying and my offer will be on its way soon. He said the valuation report has to be officially reviewed by an underwriter which will be done by latest thursday then he says usually 2 days after that for the offer to reach me eeeeekkkk he said I can get excited now...I said hurry up and get that offer to me then I will celebrate 😂

Hahaha 🤣 was it a man? I got told to go through my broker too again very politely!

He told me we should have news on Thursday that the valuation was fine and he could nt see anything to be worried about. We have nt been told subject to valuation though so no idea what May come next! 

pantheamoon

We are going to buy my husbands ex partner out and my mortgage broker seems reluctant to help us do this.  Cam any of you recommend a good mortgage broker who is very efficient and knows the sub prime market well.  I need to get this sorted and I'm sure remortgages adding a new partner doesn't take long? 

KLHughes

pantheamoon said:

We are going to buy my husbands ex partner out and my mortgage broker seems reluctant to help us do this.  Cam any of you recommend a good mortgage broker who is very efficient and knows the sub prime market well.  I need to get this sorted and I'm sure remortgages adding a new partner doesn't take long? 

I spoke to LOTS of brokers, and wasn’t confident with any apart from the one I ended up using. Not sure whether i’m allowed to put her name on here, i’ll private message you. Hope you get sorted xx