Must stop spending

little_miss_spendtoomuch

Selling our flat is the most stressful thing I have ever done. It's just horrible. Everything just keeps going wrong for us.

The removal company were awful and took twice as long and the invoice has come in with double the quote. They tried to charge us for extra materials we didn't use. Been arguing with them the last couple of days. My husband and I lifted more stuff than one of the removal men.

We are due to complete today but I'm already thinking the worst. Yesterday our solicitor emailed us a document that we both needed to sign and have witnessed and sent back to our solicitor prior to completion. Physically impossible! They said we can still complete but we won't receive the funds until they have our original signed document. We didn't get told until yesterday lunch. We both signed separate ones and posted them first class but I'm not holding my breath it will arrive today.
We need the money to pay off the extras we paid for on my Dad's credit card

In better news our utility companies have each told us that we are due money from them

We won't owe any more money after today so next pay day I'm making a massive debt payment!

abba1772

Stick to your guns regarding the removal company they have to go with what they've quoted you.........it's not your fault they were so slow and the fact that you've done more than one removal guy is shocking xx

little_miss_spendtoomuch

We sold our flat yesterday!! Eep. We are homeless!!
I'm now very rich. Ha! Unfortunately the money now sitting in my bank account is what we are using for our deposit for a new house. So now I have to be good. That money has to stay there untouched until June!

I got my husband to phone the removal company and they have agreed to remove the hours lunch break they expected us to pay. Still not happy but just want it paid and done!

I've paid my dad back all the money we owe him and I'm going to pay for our fitted wardrobes for our new home today.

My debt looks like nothing now but I can't think like that because I really need to get it cleared!

Hopefully now the stress of the flat has gone we can both relax a bit and start to enjoy our weekends again.

I've got £67 to last me until pay day on Monday. I have £150 on my spending card which I will clear on Monday and I'm getting my eyebrows done at the weekend.

Looking forward to my next pay and it not all going on my flat bills!

clearmydebts

Well done on the flat sale! Always very exciting when there is nice sum of money sitting in your bank account!

little_miss_spendtoomuch

It's PAYDAY!! :beer:

Just made a payment of £240 onto cc1 bringing that card down to £1600 and my total debt down to £3700 :j £400 direct debits will be going out in the next few days too.

It's out first month not paying for out flat so we have also paid off Ibiza in full! £508 each paid this morning.

I've transferred £42 to my holiday savings bringing the total up to £100 and I've paid off my spending credit card. I'm not going to use my spending card anymore. I'm good because I always pay it off every month but I'm fed up always playing catch up.

We also paid for our new wardrobes on Friday so we are up to date with everything!
Both holidays paid off before we have gone on them!

Had a really nice weekend. First one we have enjoyed for a while! Went to the gym and did a park run and spent time with family.
Can't believe it's Monday again already though

bma14

Great work ! Just look how much progress you've made long term - and how many nice things you will be able to buy for the new house once your debt is clear. Not long to go! I'll be subscribing to see how you get on

little_miss_spendtoomuch

Thanks bma! I'm really trying to throw everything I have at my debt and still have a life at the same time.
It's really hard sometimes watching all my money disappear each month and I get so frustrated I let myself get into this mess.
My hubby only has £370 debt left. I'm so happy for him!!
Hopefully that will be me soon

abba1772

You're doing fab xx

little_miss_spendtoomuch

3 NSD's this week!

We are meeting friends for dinner tomorrow night. Just Nando's so will be cheap.
On Saturday we are going to a family party and on Sunday we are going over to a friends house for dinner.
Busy busy busy but so nice to have our weekends back.

5 weeks until we go on holiday and only 2 weeks until my birthday

little_miss_spendtoomuch

£100 dd went onto cc2 today bringing that card down to a nice round £2000. My total debt is now £3600 with my £300 dd due to go onto cc1 next week