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Must stop spending

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Comments

  • little_miss_spendtoomuch
    little_miss_spendtoomuch Posts: 232 Forumite
    edited 27 February 2017 at 9:13AM
    It's pay day :)

    This weekend we paid off the balance for our Florida holiday in May and paid off everything I owe for it this morning :)

    Apart from my monthly travel card for work at £330 I haven't spent any money this weekend. My hubby lent me the money to pay for it and I paid him back this morning.

    I have just paid my £300 bonus plus the £40 I've saved on my phone bill to cc1. The total on cc1 is now £2140 and my total debt is £4340.
    £400 will be going onto my two cards via dd after the 1st. Which means very soon my debt will be below £4K! :)

    I got ill again this weekend. Another cold and sore throat. I think I'm run down from the stress of selling the flat. I really hope this is it for enquiries now and we can exchange soon. Wasting so much money on the flat at the moment. Once it's gone we can save.

    I've got three family birthdays in March so I've got to be extra careful with my pennies.
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • £100 direct debit payment went onto cc2 this morning bringing that card debt down to £2100 and my total debt down to £4240 :)
    Cc1 has a balance of £2140 and my £300 direct debit is due to go out next week which means this time next week my debt will be below £4K :)
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • My debt is below £4K!!! :)

    £300 direct debit went onto cc1 this morning bringing that card down to £1840. My overall debt over is now £3940.
    Only just under £4000 but still :)

    Getting there!
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • My debt is below £4K!!! :)

    £300 direct debit went onto cc1 this morning bringing that card down to £1840. My overall debt over is now £3940.
    Only just under £4000 but still :)

    Getting there!

    Brilliant. Well done.
  • Brilliant. Well done.


    Thank you!! :j
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Woo hoo well done to getting under £4K xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks Abba :)
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • We have finally exchanged!!! On the sale of our flat and our new house! Finally :)
    We complete on the flat next week and then complete on the house in May/June.

    Best part is that we get the money to pay off the balances on my Dad's cards which used to pay for extras on our house. Both balances have been incurring interest :( we really thought we would have sold the flat quicker than this.
    It's been the slowest most painful process :(

    Now we have to organise removals. For a period yesterday my husband thought it was a good idea to hire a van and do it ourselves but there is no way I can lift all that furniture down 4 flights of stairs. So today is going to be a mad rush to find a removal company who can do this Saturday. Who aren't going to cost us a fortune :(
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's fantastic news about the flat and house fingers crossed you get a reasonable priced removal company..........how exciting xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • It's Friday! :j

    Got a removal company sorted for tomorrow morning for £240. We asked my mother in law to lend us the money and she has insisted on paying for it. So nice of her :)
    So tonight and tomorrow will be spent clearing the flat.
    On Sunday if we have time we are popping over to our friends house that they have just moved into. On Sunday evening we are going out for dinner with my mother in law for my husbands birthday on Monday. We have the day off on Monday :) going for drinks and a meal and cinema during the day in London. Presents and cinema are paid for but I will be paying for the meal.
    I've started telling our utility companies that we are moving out. I can't wait to stop paying bills and save money!
    I'm hoping this weekend goes smoothly and isn't too stressful.
    May 2015: £11685.56 / November 2017: £2076
    Credit card: £302
    Paid back : £700 / £2476
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