We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

NST July - Own your choices

1…2728303233…54

Comments

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    edited 12 July 2016 at 8:45PM
    Hi All

    Posted off my comics. The buyer had paid the £120 so I wanted to get rid as soon as I could. Then found out that the hockey helmet had gone too so that is another £8 in the pot. My 60 day ebay total is now £105, plus private sale £120 & envirophone £18. Not bad at all. Have managed to convert £110 of that into extra payments on the card.

    I found £1 in the park this morning while stopping to change a nappy. Which made a good start to the day :)

    The big news is that the surveyor came out to value our BTL flat for remortgage, just to a lower rate as the SVR is applied from next month. If we get it that will be an enormous saving of £300 odd quid a month. They needed to be certain its rental value was a certain amount so if they are satisfied of that all well and good.
    If it comes off I intend to start overpaying the mortgage asap although realistically with the change in my business situation we may need it for a couple of months but would be a terrific boost. Fingers crossed.

    Exercise today has been walking 45 mins and baby wearing DD for quite a bit of it.

    Off to find more comics to list.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • doingitanyway
    doingitanyway Posts: 10,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Wow Bob, those are some eBay sales. Well done.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Sorry Cat & Doingitanyway you snuck in there :) celebrate any success I say.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • juliejim
    juliejim Posts: 7,944 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening all

    Not a NSD today as I've bought a couple of things from the Amazon Prime offers for my DS's birthday in September.

    CCL - only 8 more get-ups and counting!

    Bob - woohoo - you got on the tips email! Great sales too!

    Hope everyone's having a great day

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Julie sorry to be thick but where can I find that?
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    SFD today :) and almost 11,000 steps done :)

    ccl I'm counting down the days until the holidays too :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,375 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Bobarella wrote: »
    Julie sorry to be thick but where can I find that?

    Bob - it is in this week's email, under the DFW chat of the week. Well done you!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    apple_muncher wrote: »
    Bob - it is in this week's email, under the DFW chat of the week. Well done you!

    Thanks Apple :) off for a read. Have a good day!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • thriftylass
    thriftylass Posts: 4,058 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello, just a quick check in with SFD number 4 in a row today, hopefully another two to come or at least one. Got a student in the lab all week so can't sneak on here :). Still reading though, will try and catch up better tonight.

    Have a good day
    finally tea total but in still in (more) debt (Oct 25 CC £1800, loan £6453, mortgage £59,924/158,000)
  • misstara
    misstara Posts: 4,081 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSD 6 for me yesterday but today won't be as I'm meeting a friend for coffee and going to the dentist.
    Mortgage 26.4.25 - £108,500  1.10.25 - £104,960.46
    Mortgage overpayments so far - £876.94
    Debt 16.11.25 - £5160  30.12.25 - £4960 (3.9% paid)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture