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NST July - Own your choices

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    edited 12 July 2016 at 9:45PM
    Hi All

    Posted off my comics. The buyer had paid the £120 so I wanted to get rid as soon as I could. Then found out that the hockey helmet had gone too so that is another £8 in the pot. My 60 day ebay total is now £105, plus private sale £120 & envirophone £18. Not bad at all. Have managed to convert £110 of that into extra payments on the card.

    I found £1 in the park this morning while stopping to change a nappy. Which made a good start to the day :)

    The big news is that the surveyor came out to value our BTL flat for remortgage, just to a lower rate as the SVR is applied from next month. If we get it that will be an enormous saving of £300 odd quid a month. They needed to be certain its rental value was a certain amount so if they are satisfied of that all well and good.
    If it comes off I intend to start overpaying the mortgage asap although realistically with the change in my business situation we may need it for a couple of months but would be a terrific boost. Fingers crossed.

    Exercise today has been walking 45 mins and baby wearing DD for quite a bit of it.

    Off to find more comics to list.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • doingitanyway
    doingitanyway Posts: 9,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Wow Bob, those are some eBay sales. Well done.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Sorry Cat & Doingitanyway you snuck in there :) celebrate any success I say.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • juliejim
    juliejim Posts: 7,944 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening all

    Not a NSD today as I've bought a couple of things from the Amazon Prime offers for my DS's birthday in September.

    CCL - only 8 more get-ups and counting!

    Bob - woohoo - you got on the tips email! Great sales too!

    Hope everyone's having a great day

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Julie sorry to be thick but where can I find that?
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    SFD today :) and almost 11,000 steps done :)

    ccl I'm counting down the days until the holidays too :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Bobarella wrote: »
    Julie sorry to be thick but where can I find that?

    Bob - it is in this week's email, under the DFW chat of the week. Well done you!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    apple_muncher wrote: »
    Bob - it is in this week's email, under the DFW chat of the week. Well done you!

    Thanks Apple :) off for a read. Have a good day!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello, just a quick check in with SFD number 4 in a row today, hopefully another two to come or at least one. Got a student in the lab all week so can't sneak on here :). Still reading though, will try and catch up better tonight.

    Have a good day
    DEBT 02/25: total £6100 Debt free date 12/25
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSD 6 for me yesterday but today won't be as I'm meeting a friend for coffee and going to the dentist.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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