The Ultimate Incentive muddles along

Cinny91

I don't think £25 is the end of the world considering how much you could be spending on other vices.

I can't really think of much, I do tend to go whole hog for a few weeks or months and then splurge which isn't exactly healthy money habits.

I went back to the Toys R Us clearance yesterday and spent a smidgen under £20 getting O a scooter and a play doh set to put away for Christmas for him. Also got him the Thomas Aquadoodle for £13 and a little tikes bubble stick for £2.40 so that's him sorted for his Birthday.

wendz86

Sound like fab presents for O. Mine both love play dough and H plays with the aquadoodle lots too.

I've just been to Sainsbury's and gave into the TU sale even though they don't need anything. We are really lucky as get given lots of clothes for the girls. Bought a t shirt for P and a legging and top set for H who does need more leggings to be fair.

Dinah93

Hi all, good half term? We were away for a few days on a Sun deal. We were supposed to go away with former friend but after it all happened in the autumn we ended up booking somewhere a bit more convenient still on a Sun holiday so only £15 each for the 5 days.

1. Update timetable and descriptions on my website
2. Submit final assignment
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3. Send info and confirm dates for funded course[/STRIKE]
4. Write intro course and send to S
5. pregnancy course assignment - symptoms presentation
6. pregnancy course assignment - wide legged postures
7. pregnancy course assignment - book review
8. Check if I have any other assignments
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9. Set up DD to W&G[/STRIKE]
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10. Create and advertise pregnancy course [/STRIKE]
11. Get up to date on 17-18 tax return
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12. Chase up info on commercial vehicles[/STRIKE]
13. Put all DIY jobs into family to do app
14. Work out APR on all cards so can snowball
15. Check have made all minimum payments this month
16. Order new non-melted bank cards
17. Get quote for making garden look less like the Somme
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18. Work out length of strops needed for new course and order [/STRIKE]
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19. Work out remaining availability and push those places[/STRIKE]
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20. Update new starter letter [/STRIKE]
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21. Send new starter letter and registration letter to all students[/STRIKE]
22. Work out who hasn't registered
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23. Update Bee Inclined with new term dates[/STRIKE]
24. Get NIM to work out how I can comply with new GPDR
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25. Update visual timetable[/STRIKE]
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26. Refund LJ and cancel acro workshop[/STRIKE]
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27. Put up new workshop/workshops for acro date[/STRIKE]
28. Do BWY supporting evidence documentation
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29. Pay Accountants
30. Pay Invoices[/STRIKE]
31. Submit final invoices to gyms

Dinah93

Also liking the idea of calling then Big Pink and Little Blue, I hate to gender stereotype but those are their favorite colours. I did one of those facebook 'ask your child these 10 questions last night.

Me: Who is your best friend?
LP: Abigail
LB: Daddy and Granddad. They have winkies.

Me: What is your favourite song?
LP: Amazing Grace
LB: Amazing Ben!

Me: What is your favourite animal?
LP: Baby spring lambs that are all bouncy
LB: Dinosaurs

Me: What makes you happy?
LP: Hugs & Kisses
LB: Dinosaurs

Me: What makes you sad ?
LP:When I don't get a goodnight kiss
LB: Dragons

ME: Where is your favourite place to go?
LP: Antarctica
LB: Little Land

Me: What do you want to be when you grow up?
LP: A Princess
LP: A dinosaur

wendz86

Bless them that's so cute!

Cinny91

When is it Sun start doing the vouchers? OH was talking about them a few weekends back as a cheap way to have a quick holiday later this year but we're both clueless.

LB has life sussed so young, what more do you need from life than dinosaurs and grandparents?

Started getting O's birthday presents this week and as OH's family never ask we've got 2 dupes already. What do you guys do when that happens? I don't want to upset anyone by asking to return gifts, but I'm at a bit of a loss because things will just wind up abandoned in boxes.

Dinah93

Updated list, busy morning, 2 2x1hr class and then a 1-2-1 session, home for an hour or so, need to go pick up the kids, then another 3 classes this evening. One of which I still need to plan

1. Update timetable and descriptions on my website
2. Submit final assignment
3. Write intro course and send to S
4. pregnancy course assignment - symptoms presentation
5. pregnancy course assignment - wide legged postures
6. pregnancy course assignment - book review
7. Check if I have any other assignments
8. Get up to date on 17-18 tax return
9. Put all DIY jobs into family to do app
10. Work out APR on all cards so can snowball
11. Check have made all minimum payments this month
12. Order new non-melted bank cards
13. Get quote for making garden look less like the Somme
14. Work out who hasn't registered
15. Get NIM to work out how I can comply with new GPDR
16. Do BWY supporting evidence documentation
17. Submit final invoices to gyms

wendz86

If we get duplicates i usually just put one aside to give to someone else unless it's someone close like my mum who i could ask to swap it. Heidi got three sylvanian houses for christmas and because she saw them all i had to keep them out but hoping i might be able to hide one soon and carboot it or something!

kavics17

I always try to sell duplicates or give them away as a present later on. I never ask for exchange, no idea why.

Dinah93

Total paid off in Feb - £4,536.32 (6.89%)
Total paid off since Jan1st 2018 - £8,220.23 (12.49%)

I would be surprised if March is more than £1000 off the debt however, no significant income this month and some high outgoings, 14 new hammocks to buy and flights to book for mother in law's 60th.

Realised March was in danger of being a low or no income month for me so I've put a few extra workshops on. Won't be big money but could bring me in an extra £1000 or so which is very welcome.