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The Ultimate Incentive muddles along

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  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you, lots going on this year with 30th's, hen do's, weddings etc so having good fun. Just a shame I seem to lose all sense of responsibility with money once i've had a drink :rotfl:.

    On the plus side i got a random letter yesterday from british gas saying they had charged me too much by £6 when i left and would give me an extra £7 goodwill so that's £13 i didn't have before.

    Also still doing well on the prolific surveys.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    Thank you, lots going on this year with 30th's, hen do's, weddings etc so having good fun. Just a shame I seem to lose all sense of responsibility with money once i've had a drink :rotfl:.

    On the plus side i got a random letter yesterday from british gas saying they had charged me too much by £6 when i left and would give me an extra £7 goodwill so that's £13 i didn't have before.

    Also still doing well on the prolific surveys.

    I have been the same the last few years, lots of 40th's. We have been invited to 2 weddings abroad this year and hadn't been at a wedding since 2010 so definitely all or nothing. The way I see it about the zero birthdays is we won't get to celebrate them for another decade! Lol
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That reminds me, I have three 30th birthdays next year in my family so I best get my thinking cap on! Rich doesn't want a fuss but I'm hoping to squirrel away enough money to recreate a holiday we went on back in 2010, go to a bakery and pub that he always harps on about (thankfully still owned by the same people so should be just as nice!)

    Unexpected money is always good! My unexpected money, however, likes to leave my bank account :o I popped to HB this morning for those 79p off-brand chocolate fingers that are actually on-brand and spent £9 by the time I got to the till.. :money:
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I always end up spending way more than i should in a supermarket which i why i do online shopping. When i pop in to get milk/bread etc though it's a nightmare especially when the kids are with me.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    I always end up spending way more than i should in a supermarket which i why i do online shopping. When i pop in to get milk/bread etc though it's a nightmare especially when the kids are with me.

    Me too. I'm far more restrained with an online shop. With the little corner shop dashes I spend a fortune.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Same here. If I go to the big discounters I end up buying more because the kids see things they want, then they don't have things I want so I have to go to a second shop anyway. If I do it online I can keep an eye on my total, and compare how much that cheese is per kg to the other one for example.

    Doing my tax return today. Truely terrifying how much money I spent on Amazon last year. So many pages of ebooks. True I rarely spend over 99p on them, but I have over 500 unread books on my kindle now. That's a lot of money.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    Same here. If I go to the big discounters I end up buying more because the kids see things they want, then they don't have things I want so I have to go to a second shop anyway. If I do it online I can keep an eye on my total, and compare how much that cheese is per kg to the other one for example.

    Doing my tax return today. Truely terrifying how much money I spent on Amazon last year. So many pages of ebooks. True I rarely spend over 99p on them, but I have over 500 unread books on my kindle now. That's a lot of money.

    I had to have a word with OH about the amount of ebooks he was buying. He is a total bookworm but was spending between €40-50 a month. He is now investigating ebooks from the library
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Out library only does ebooks for the nook :s
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Not sure what ours does. Fingers crossed the Kobo.

    How are things anyway? How is Ben getting on with the pox?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Itchy. Think he's all scabbed over though so he's coming on the school run today. It's been 6 days and most things say by day 5 at the latest they're usually no longer contagious.

    I'm just plodding away trying to make some pennies. Don't think we'll hit the £2k target this month - have a £330 bill to pay to the structural engineer, my wages are down due to the pox, NIMs car needs around £500 of repairs. Should still be lower but not as much as I wanted. Still, celebrate the small victories right - it hasn't gotten bigger.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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