We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lloyds fraud
Options
Comments
-
Maybe you do forget about it.
I've opened various bank accounts with nothing like this happening, your just a tad unlucky.
Investigate the counter on the cards chip, might get you somewhere.0 -
mikeheisenberg wrote: »Online statement reads around 2.15 pm. At the time I was home. on my PC.
I suppose there's the possibility that the card wasn't in it's hiding place - perhaps it could have been taken before you started work at the PC, and replaced after you'd finished?
I'm just trying to look for a rational solution!Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
The odds of someone:
intercepting your mail, including pin
you not noticing they have been tampered with
your card being cloned, including the chip (not just the magnetic stripe)
being local to you
only taking £20 out
is so unlikely that if that actually did happen, you might want to buy a lottery ticket.
They say the simplest solution is generally the right one... so either this is a wind up or someone in your house is a liar.0 -
As soon as you get your card you should change the pin. Then only you know it
Do this next time.
If you're not going to use the card destroy it as soon as it arrives
Cheers fj0 -
If somebody had 'messed with the card' before it was posted as you suggest it is highly unlikely that it would have been used in an ATM near your home.0
-
How do you get the time of a cashpoint withdrawal on a Lloyds statement - mine just shows the date and location of the ATM?0
-
sorry the time wasn't taken from the statement but Lloyds fraud line gave it to me. Thanks again for your help. Sadly the chip counter cannot be discovered anymore. I spoke on the phone with them and they told me once you block the card all the information in it disappear. So I'll never be able to know it. This is one of the most insane situation I've never came across. I consider myself lucky it was only 20£, still I'm hitching. I'll just forget about it and move on.
thank you.0 -
"If somebody had 'messed with the card' before it was posted as you suggest it is highly unlikely that it would have been used in an ATM near your home."
but what if the purpose of this was to make it in a way I wouldn't notice it.
20£, if you use the account daily, you hardly notice it.
ATM near where I live so even harder.
The ATM also was at the post office (from what I've gathered from googling what was written on my statement) where my mail comes from and where they have my address.
What if it was a test to see if it worked and to see if I didn't notice?0 -
"As soon as you get your card you should change the pin. Then only you know it"
I always do that and I was meant to do it that Sunday but as I said at the end I never left the house.0 -
From a completely different angle, was the cashpoint used covered by cctv ? could the bank show cctv from the time the withdrawal was made ?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards