Joined 31.05.16
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NSD today but did spend a bit yesterday and Tuesday. Top up shop tommorow and out Saturday. Will need to keep spending down. 2 more weeks to payday.
I did a massive shop at the start of the year and this was really helpful. Think doing a massive shop and then some shops in the week does help.
Need
Milk
Butter
Crisps (not need)
Bananas
Carrots
Got most things in and no big shop till Feb.
Eating the last of my Christmas chocolate. Trying to stop eating crisps but I miss them so much. There isn't anything that quite is the same but I eat them in giant quantities and it needs to be curbed or at least restricted to the weekend. Lidl version of Pringles have a lot to answer for. And I love wotsits and monster much and quavers. But it's empty money and empty calories.
3 direct debits left
2 are cards
2 weeks to payday.
Need to be good although this week hasn't been a disaster and it is lovely to see people. Just need a quieter rest of month.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Spent £5.10 in Tesco
Milk
Crisps
Bread
Carrots
Butter
Poppadoms
Pub tommorow
Sunday low spend.
Mon-Fri low spend to 20/1/18
But am getting event tickets for outing in Feb.
Not a lot going on which is good.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
PSL lovely low spend at the supermarket. I said no going out and am leaving for the Lake District shortly. Only Petrol involved though and it’s only just over an hour away.
Have a good weekend.0 -
Hi PSL
Just popped in my laptop had to go for a repair ,Debt £10k , HMRC £3K old debt £4k Jan 2021
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21
Travel plans New York 2021 New year cancelled due to covid0 -
Hi PSL, looks like you’re quietly determined and starting off 2018 really well.
I’m plodding along. January is my least favourite month of the year. If I wasn’t a teacher I think I’d probably book a January holiday, but I’ll be a teacher for a fair few years yet so that’s not likely to happen for at least 11 years!
Enjoy your weekend.0 -
Hey PSL, great to see you sounding so positive and determined. After a wierd 2017 for a lot of people I know, I have high hopes for 2018!
I signed up to weight watchers yesterday so will join you in your healthy eating and trying to get as many NSDs as possible!
DTD xxLoan £13,339.81 (4.9%) Current End Date Dec 2020
CC1 £3496.00 (0% for another 20 months)
CC2 £2500 (0% for another 20 months)
Total: £19335.81:eek:0 -
Hello lovely ladies.
2018 actually feels a lot calmer and more contained and less dramatic.
I feel like I've been home a lot but actually gone out 4 nights this year which is quite a lot for someone in my position. Didn't spend very much yesterday, just £15 on my round. Not too bad.
Have plans for next 3 Saturdays as well so will need to have quiet weeks.
No plans today. Much needed.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Lovely to see you posting more regularly again. Keep it up .
£15 wasn’t bad for a night out .0 -
Thank you Cumbria.
today NSD 15/01/18
Yesterday Almost NSD but bought event tickets for me and friend so some of this will be paid back to me next month.
Tommorow top up shop - I have done a list. If milk lasts till Wednesday will delay this till then.
I think it would do me good to restrict outings to the weekend but I'm not sure how realistic this is long term.
It's easier when people leave you alone but they never do! My biggest spending friends are both going on expensive holidays next month and so they are both having money saving months which is definately helping.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Well done on your NSD!!
Dxxx0
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