BCA Auction View

cazandio

such a long story happychappy, and a very unfair 1 at that. have you ever heard of a loan company called LOG BOOK LOANS?

Happychappy

Fortunately No, but doesnt sound good : ( dont want to intrude, shame you couldnt have got it back, but life goes on and good luck for the future.

Road_Hog

cazandio wrote: »

such a long story happychappy, and a very unfair 1 at that. have you ever heard of a loan company called LOG BOOK LOANS?

I hadn't, so I went and researched them.

Not nice.

cazandio

im glad you researched them road_hog because thats 1 extra person that will know what horrible people they are, the biggest mistake of my life and if anybody ever mentioned to me that they were ever considering going near them i would personally hold them down to keep them fron what would be the biggest they could ever make. my partner was desperate for help and these people prey on the needy with only 1 thing in mind and that is to take your car from you. you woild only have to be an hour late with 1 payment and thay will charge you and fron that very first charge it will spiral without you even knowing abot it

cazandio

your not intruding happy chappy i am happy to warn anybody about these people, it is a long story that i am willing to share so here goes.......................... you will have to give me a minute lol ..................

cazandio

well, a few months ago my partner had a loan from them for £500 on the strength of the log books to our car, after paying for a few months we missed a payment but payed double the following week, then we recieved a letter saying that they were to add a charge to our account for the missed payment. the following week i made payment as usual when we had a call to say that we were being charged again because of late payment, i told them that i had payed and was told that the payment i made that week came off the charge so no payment had been made off the loan so we were charged. it went on like this for another 2 weeks when i told partner to call them and ask for a settlement, we were told that we had payed £480 off the £500 that we lent so would have to pay another £980 to settle. we could not do that so partner told them we was not paying another penny if that was the case, anyway woke up a few days later at 6am to find that my car had been clamped on my drive with a not on window saying do not remove ring this number, rang the number and 10 mins later 2 bailiffs arrived and said to contact log book loans and they would tell us what to do, called them and they said if we wanted to keep the car we had to pay £2600, yes £2600!!

there was no way we could pay that so bailiff took the keys from the table and drove off in the car, we phoned police but was told that it was a civil matter and wouldnt get involved, i was heart broken!

a month later, thanks to wig he found out that it was about to be sold at bca that is 5 mins away from my house so i went straight over there but unfortunately i could not get hold of my partner or family because they were in work to get any money to me so i had to stand there and watch somebody pay just 625 for my car and drive away in it.

i was stood there with the spare key in my hand trying to convince myself that it would be ok if i got in and drove the car home because it was mine, what stopped me ii do ot know, im glad now that i didnt because i would have been in so much trouble!
anyway it has gone now so i just have to save my pennies so that i can buy another 1 the same, i loved that car and am grateful that i got a chance to say goodbye

Happychappy

Cazindo, you have my sympathies, I have been fortunate to never had to have had a loan except a mortgage, albeit if I didnt have the cash, I didnt buy it, but that does not suit everyone, especially if you have to travel and cant rely on public transport, which doesnt always or hardly ever does suit.

The charges you show are almost criminal, I dont know if they would have been less if you had rang them to say you were missing a payment, but looking at the settlement fee, I would doubt it.

Hope things work out and you did the right thing by letting it go, so good luck and thanks for sharing your story.

tdw

Hi,
I have just been reading some of this thread and was considering BCA on advice from a relative. I am after a Zafira, I was told that I would be able to get one cheap from BCA Manchester. Do prices vary between London (enfield) and Manchester?

terryya

Just found this thread and would be very grateful if anyone could provide info of any Grand Scenics coming up for auction. Full details:

Renault
Grand Scenic
Any spec except authentique
1.9 (prefer 130bhp - but120 will do)
diesel
Manual
05 onwards - thought would obviously prefer as new as possible for money
Circa £6000
Brighouse is nearest but anything in north really - noticed that renault have sales at Nottingham

Thanks in advance - have been looking to buy in normal ways and just thought I'd have a look to see if auction is a better bet - though reading through this thread it seems possibly not!

Happychappy

terryya wrote: »

Just found this thread and would be very grateful if anyone could provide info of any Grand Scenics coming up for auction. Full details:

Renault
Grand Scenic
Any spec except authentique
1.9 (prefer 130bhp - but120 will do)
diesel
Manual
05 onwards - thought would obviously prefer as new as possible for money
Circa £6000
Brighouse is nearest but anything in north really - noticed that renault have sales at Nottingham

Thanks in advance - have been looking to buy in normal ways and just thought I'd have a look to see if auction is a better bet - though reading through this thread it seems possibly not!

Terrya

There are 17 going through BCA, I have pasted the ones in the "North" including Nottingham which is easy to get to via the M1 or A1, good luck

RENAULT GRAND SCENIC 1.9 DCI EXPRESSION MPV, GREY, 5 Doors, Manual Transmission, Diesel, 31021 Miles, Margin. DA05UZE Registered 18-07-2005 Nottingham 18-08-2008 New: £17897 Ret: £7095 Cln: £5525 Avg: £5075 Blw: £4575 New: £17897 Ret: £6661 Trd: £5236

RENAULT GRAND SCENIC 1.9 DCI 130 PRIVILEGE MPV, BLUE, 5 Doors, Manual Transmission, Diesel, 100595 Miles, VAT Qualifying. MJ55FZH Registered 27-09-2005 Brighouse 14-08-2008 New: £19847 Ret: £6095 Cln: £4350 Avg: £3925 Blw: £3450 New: £19847 Ret: £5732 Trd: £4150

RENAULT GRAND SCENIC 1.9 DCI DYNAMIQUE MPV, BLACK, 5 Doors, Manual Transmission, Diesel, 51584 Miles, Margin. PK05FNW Registered 31-03-2005 Belle Vue 12-08-2008 M013 Avg:£4812 55K 15 + New :£18397 Ret:£6750 Cln:£5150 Avg: £4675 Blw: £4150 New: £18397 Ret: £6887 Trd: £5305

RENAULT GRAND SCENIC 1.5 DCI EXPRESSION MPV, SAFFRON METALLIC *3*, 5 Doors, Manual Transmission, Diesel, 60946 Miles, VAT Qualifying.
WD54AGY Registered 07-02-2005 Derby 13-08-2008
New: £16657 Ret: £5725 Cln: £4275 Avg: £3875 Blw: £3425 New: £16657 Ret:£5629 Trd: £4075