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Credit card...HUGE CONFUSION
kayleighebrown87
Posts: 5 Forumite
in Credit cards
This is my first thread so firstly hello all 😘
ok so im majorly confused with the credit card. i did a balance transfer and it made the balance at £240.00 so i thought oh i best pay that off now,paid it and ive just checked it and its now gone up to about £500 balance
i.dont understand someone please help lolx
thank you
ok so im majorly confused with the credit card. i did a balance transfer and it made the balance at £240.00 so i thought oh i best pay that off now,paid it and ive just checked it and its now gone up to about £500 balance
i.dont understand someone please help lolx
thank you
0
Comments
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You need to clarify some details.
What CC is it?
How much is your credit limit?
Have you used for anything other than a BT?
What was the balance on your last statement prior to doing the BT?I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
All who read that post will be more confused than yourself.0
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Have you used the card for purchases also?0
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spam or troll.0
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Why so cynical, maybe someone who is genuinely confused.Lemonsqueezer78 wrote: »spam or troll.
Maybe the account ended up in credit by about £240 (maybe with a refund) but the OP thought it was a negative balance so paid more into the card thus doubling the credit to about £500.
Impossible to tell without more information.loose does not rhyme with choose but lose does and is the word you meant to write.0 -
wow nice welcome...thanks to some for understanding ...im confused and this is why i posted for help i didnt know what info you needed i wrote the post as to what was going on in my head ...
the credit card is natwest
i did the balance transfer and have not used it to buy anything else. thats when i noticed that the balance then said around 200.00 so i thought this was outstanding so i paid it ...then i checked today and the balance says 400.00 roughly i believe the credit limit was 2,500 im wondering if ive over paid ??0 -
i had used it for purchases way before the balance transfer x0
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Your statements will tell you why your balance is now what it is.0
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I would check that the balance hasn't transferred twice. Where did the transfer come from?0
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Did you transfer the balance the wrong way around?
If you have the balance on X, and a promo card Y, then you phone Y and get them to "transfer the balance" from X. (Basically they just send the money to X, thus removing the balance on X and creating a balance on Y.)0
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