Bank account not on credit report?

Paul_1977

I have had the account about two months, it does not show up on my credit report. Its a current account at HSBC.

Dobbibill

Have you checked all 3 CRAs? They may only be reporting to 1 of them.

No_6

A few of my bank accounts do not show on noddle.

diamonds

No_6 wrote: »

A few of my bank accounts do not show on noddle.

My TSB and Clydesdale do/did. Halifax/Tesco still to show up though.


Halifax showing on Equifax.

Paul_1977

Really, I did not know some accounts did not show up, sort of makes me question the point.

How would I know if someone opened an account under my name if a search or the account do not show up.

Paul_1977

Dobbibill wrote: »

Have you checked all 3 CRAs? They may only be reporting to 1 of them.

I only have a sub with Nodle.

Dobbibill

do you know you can check your Equifax report free with Clearscore?

To get your Experian report will then only cost you £2 and you will have viewed all three for that cost

Paul_1977

Thanks, but its not on there either, should I be worried?

diamonds

Dobbibill wrote: »

do you know you can check your Equifax report free with Clearscore?

To get your Experian report will then only cost you £2 and you will have viewed all three for that cost

Clearscore


The sign up process requires no security check via card or anything, only someone knows when/what accounts you have opened and limits, bit of a security flaw right there. Easily accessible by those close to you around/access to the house. A card verification should be included in sign up.


Mine also shows 5 positives & 3 negatives on the dashboard although no negatives actually show on account files? it says I'm 'stable' and 44 below the area average. These posh twits around me must have alot of unsecured debt/late payments.


Whatever :rotfl:

Paul_1977

diamonds wrote: »

Clearscore


The sign up process requires no security check via card or anything, only someone knows when/what accounts you have opened and limits, bit of a security flaw right there. Easily accessible by those close to you around/access to the house. A card verification should be included in sign up.


Mine also shows 5 positives & 3 negatives on the dashboard although no negatives actually show on account files? it says I'm 'stable' and 44 below the area average. These posh twits around me must have alot of unsecured debt/late payments.


Whatever :rotfl:

It did ask me about six questions about accounts I had opened, some of them were trick questions, where there was not answer above.

I signed up, I am above my area, but only just.

Its out of 700 thought, I am 405.

Six positives, two negatives (debt is not old? etc)

diamonds

Paul_1977 wrote: »

It did ask me about six questions about accounts I had opened, some of them were trick questions, where there was not answer above.

I signed up, I am above my area, but only just.

Its out of 700 thought, I am 405.

Six positives, two negatives (debt is not old? etc)

Get you Mr Posher lol

I was 330...mind you all this tarting in 2016 I have opened more than a handful of current accounts this year and no doubt that has gone against me.

Loads of ML checks on savings accounts, Virgin done a ML check on a change of address ?

Interestingly my open 0% small loan does not show up with Equifax but does Noddle ?