A Journey of Many Pounds Starts With a Single Penny
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Brilliant - thanks so much LGMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T1 -
You're very brave having that many young boys in the house at once! I can imagine it was a bit noisy.1
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Thanks Lady G - ordered yesterdayMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T1 -
Eating
I have a confession. I was at work for most of it. Mr Gnome dealt with them.:o
brizzled
I hope everyone gets a lot of fun out of it. The eldest Gnomeboy bought a second hand Fifa 16 disc from Game which didn't work - they exchanged it without problem. There seems to be a strong market in second hand game discs which are a lot cheaper than new.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
MSE stuff
I finally have the outstanding music invoice for the summer term so I can pay that and move the balance of the accrual into savings. I wasn't sure how much the music lessons would be this term so I put away the maximum possible cost luckily both bills came in below that.
I am waiting for my deposit back from DS1 school which I will split between uniform, gas & electricity, mortgage, holidays and children. Hopefully it will come through soon.
I have reclaimed some work expenses and need to send off my dental bills today to reclaim those costs too.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
Productive couple of days.
My work expenses have moved into payment processing so hopefully I will see those before long. I will allocate the money to the pots when its received.
Sent off a badly torn £20 note to the Bank of England Mutilated Note service (great name) so hopefully I will get £20 straight into my bank account. I like the idea of receiving a payment from the Bank of England.:D
Dental fees claim sent off to Bup@. I have already paid the £209 on my CC so I'll use the money to either pay the card or reimburse the savings pot used for payment if the claim doesn't get paid before the CC payment goes out.
Music fees now fully reconciled and the surplus of £138 put in the children's pot.
Gift Aid form filled out for a charity I donate to regularly so they can reclaim on all my donations so far and all future donations. I pay enough tax so I am happy to see a bit of it go to charity.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
I had the school deposit back today which has allowed for some extra OP. Just over £1000 back so I've kept the "just over" bit for me:D and divvied up the rest.
Uniform £300
Sounds a lot but the elder Gnomeboy is changing schools so that will be a full new uniform. Once you add in shoes, rugby boots, stationery for 2 children I think it will all disappear and then some!
Mortgage £175
Gas & Elec £175
Holiday £175
Children £175MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
All sounds like you're getting on well.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5001 -
I'm starting to get a bit sad now my daughters' school days are behind them... however this will be the first year without uniform to buy :T :T..... but then September brings empty nest :EEK: I imagine this will be more awful than buying uniformsMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20221
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Moneyfordreams wrote: »I'm starting to get a bit sad now my daughters' school days are behind them... however this will be the first year without uniform to buy :T :T..... but then September brings empty nest :EEK: I imagine this will be more awful than buying uniforms
I know when my two went off for a residential week with the school (different year groups but same week) the house was so quiet. It was really odd. I won't miss buying uniform when they get older though!MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001
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