A new budget, a new determination, a new diary.

hign10pines

So after cancelling Fridays shift, I then went off sick Sunday night meaning I couldn't do my extra shift last night. Looking like only £117 coming my way this Friday for June

I do have a nursing home shift on 14th June (£63) and a hospital shift on 16th June (£90) they won't be paid until July.

I now have the following current accounts:

Natwest - Bills account
RBS - Nursing home wages
TSB - Bank wages
Nationwide - Misc to savings

Grandad's_Offspring

*high*, do you claim for washing your uniform and for your shoes? You get tax rebate on that for up to 3 previous years.
Also, on any extra shift, the tax is 31%. 20% tax and 11% NI contributions.

hign10pines

Grandad's_Offspring wrote: »

*high*, do you claim for washing your uniform and for your shoes? You get tax rebate on that for up to 3 previous years.
Also, on any extra shift, the tax is 31%. 20% tax and 11% NI contributions.

Yeah I never calculate NI but I do realise it also comes out The uniform rebate I really can never be bothered to sort this out but the back pay would come in handy.

My nursing home shifts have changed a bit. I am now working 8-2 on 14th June and 2-8 on 21st June with nothing else for the month.

hign10pines

Ah why do online calculators never appear to include student loan repayments even when I click 'pre-2012'! I pay it on all my wages - main + bank/extra. Trying to work on a basic budget isn't helping!

I have going out - £1743.30 excluding any spends.
I need coming in - £1193.30 (plus OHs £550)
I have coming in - £1182.91 (with out student loan payments and unsocial)

Are student loan repayments above £15k net or gross?

EDIT: Worked it out, it's my unsocial that is pushing me into the student loan repayment bracket, I have only £200 left to pay though and paid off by the end of this tax year

hign10pines

Once my student loan has been repaid and I no longer have my credit union loan I'll have around £60 extra income each month. Also my debt repayments will only be £100 come the new year so all extra can be thrown towards the holiday.

Once I start building up my bank + nursing home shifts I will use that for spends and extra debt/holiday payments.

hign10pines

£200 left in my account and only water & virgin to go out totaling £90. Have my parents here over the weekend so will pay off Aqua next week just before payday Then it's onto Cash Plus then Initial.

hign10pines

So my shift tomorrow is only 8-2 not the 8-8 that I thought. It's an 'induction' but I bet I'll be just one of the staff rather than training. As far as I'm aware residents just need assistance (thank god) as they are mostly independent so no hoists involved!!! Have an 2-8 shift next Tuesday and have worked out that through July I can do around 5 shifts and August 8ish. First pay is 5th July.

I hate starting anything new

Huskyrunner

At least your doing something rewarding

hign10pines

So 1.5wks til payday and money is tight. Have fathers day + meal out + 2 trips out (bus fare) to find. I should do it...just.

hign10pines

Right so here goes:

22 June - 4.5hrs - 8 July pay - 39.24 (b4 tax)
8 July - 11.5 hrs - 22 July pay - 100.28 (b4 tax)
9 August - 6hrs - 26th August pay - 52.32 (b4 tax)
15 August - 10hrs - 2nd September pay - 87.2 (b4 tax)

About 4 weeks where I am looking for extra shifts