A new budget, a new determination, a new diary.

hign10pines

April pay = basic + 4xnight + 1xsunday = £1300
May pay = basic + 4xnight + 1xsaturday
June pay = basic + 3xnight
July pay = basic + 3xnight + 3xsaturday + 1xsunday

Hopefully May's pay will be around £1300 also, July's should be more but June's less

hign10pines

I was getting annoyed with YNAB so have started a fresh version. I have included all debt payments + £100 food + £100 spends and need to find £305.61.

I should get around £285 from extra shifts at the hospital plus around £230 in unsocial, we will see on Tuesday as it's payday

Might be able to pay Aqua off this month (£79). I am going to pay the min on Barclaycard Initial and throw everything at Cashplus.

hign10pines

So I now have my payslip. With my wages + OHs share of bills I have £1847.94 coming in and £1834.68 going out. That includes £100 for food, £100 for spends, £100 to holiday savings, £50 to Halifax and £50 to Barclaycard. I have £13.25 left over and have extra shifts but only 2 as I have had to cancel one of them. These will top up the holiday savings and Barclaycard payments.

I have £50 to Barclaycard and £50 to holiday fund to find. The extra shifts should bring in £200 odd so bye bye Aqua Card!!!!

I just have to be strict with my spending. In June I have the following things planned:

Parents visiting mid June so some sending money needed there, prob the first of the extra shifts money - £50
Meal out on 2nd June + train tickets - £40

I already have 2 extra shifts planned in June for July and one in July for August. Finally got the reference sorted for the nursing home so aim to start working there on Wednesdays from 15th June but on AL that week so can do my first shift on the Monday.
I should be able to bring in £100 extra for July then £138 each month for just working Wednesdays. I aim to do 6 shifts a month in total.

hign10pines

Only £44.60 left on the aqua card so this will be paid off on 3rd June from the first of the extra shift wages :T then I will be down to only cashplus (£160) + capital one (paid off each month) + barclaycard initial (£350 - min payments till cashplus is paid off).

beanielou

Sounding good

reality_check

Good news about seeing the back of Aqua!! At least you have budgeted in some treats and stuff to look forward to, still important to live as we get the debt down xx

hign10pines

reality_check wrote: »

Good news about seeing the back of Aqua!! At least you have budgeted in some treats and stuff to look forward to, still important to live as we get the debt down xx

Oh I couldn't sit at home all day on my days off, I def need to do something. I am trying to stick to a strict budget this month. I have got in the habit of going to Tesco after the gym which I really need to cut back on, I never budget for lunches though and end up buying something ready made.

Tomorrow I have a tennis assessment at 8am followed by 2 classes then a session on the treadmill (I need to get 1.5 miles under 14 mins), it will be the death of me but I need to lose this weight.

hign10pines

Holiday saving are now up to £399!

hign10pines

Have decided to only pay £100 a month into my holiday fund til the new year I shall have £1100 in there then. Once the cards are paid off (apart from virgin) I shall have £100 extra to either put in there or onto the OH's barclaycard to get that paid off for the holiday.

Had my first tennis lesson at the health club this morning and I have remembered why I love playing. It was an assessment and I can join the free group (fast track) on Saturday mornings for a few weeks to get a ranking then move onto free club sessions during the week. They also have 'on track' lessons (beg/int) and 'power track' at an extra cost as well as club coaching at a cost. I am going to need to budget for these as I really want to get back into tennis as much as I can.

hign10pines

I have a start date at the nursing home! 14th June 8-8 as induction so I assume I'll be working with someone that day. I could get in 4x6hr shifts on top of that for June