Sat 9th/ Sun 10th April - what small DFW things will you do this weekend?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Bobarella

Morning All

Thanks for the start PF

Started my day with a £10 PAD to set the tone.
Checked banking. Have a big DD going out Monday then the account should settle for a few days before the water rates. More for PADing.
Taking the children's account books to the building society today.

Won't be a NSD as I need to buy nappies and wipes. Plus we are going to our favourite shop, it's amazing. We only discovered it recently but it's a huge Turkish supermarket. I wandered in to top up my oyster card as it's near the bus stop. First impressions are of a 7/11 but it's amazing. Has a butcher in it and a bakery. They sell the big round breads, golzme's in various flavours, baklava & strong Turkish coffee for drink in.
We will be going with a budget of course. But as we've been invited for brunch at a friends tommorow I am going to buy a bread to take and maybe some of the baklava.

All the washing I've been putting in the house has dried despite it being chilly this week and no heating so that's no doubt saved money too.

Good luck with your money saving people

Bob

PurpleFairy26

Morning all :hello: happy weekend today I will look like this:

Try and make further headway in reducing a couple of our standard outgoings
Look for paperwork for mortgage
Check banking, pad
Check surveys and FPL
Move money for some clothes from clothes piggy
Pop to market and get fruit and veg for the week
Pop to distribution centre for 2nd job to pick up some customer orders
Meals from planner/ stores
One thing from April list
Booked lots of holiday from work last night that I've accrued meaning that from end of May to September I'm only working 4 days a week :T plus 2 full weeks in there too :T
Need to take item back for a refund, will go straight to cc as I have not accounted for it in budget and I originally bought it last month
Post 1 thing sold on fleabay, got another 8 ending tomorrow, I think 4 will sell at the moment.

Check back later PF

yasmin2

Nothing hugely DFW as heading into work into a short while and same again tmrw..

Lunch will be taken from home with drinks.. No money to be spent at work.. Nothing else unfortunately as will be spending most of my waking hours this wkd at work. Will need to buy a couple of essentials on my way back home from work so can't even claim a NSD..

Hope everyone has a lovely wkd:)

DawnW

Morning all
Thanks for the start PF
The Turkish shop sounds amazing Bob - nothing like that round here, sadly.

Looks bright and sunny at the moment, hopefully it will stay that way (but the way the weather is atthe moment, it probably won't).

Anyway, list for today:
Just claimed a £10 Amazon gift card from one of the survey sites
HG rhubarb (picked yesterday) with my porridge this morning for breakfast
Heating off
OH just gone off to do first dog walk (so I can have another cuppa )
Need to do a shop today as we have run out of several things, so no chance of a NSD
HM meals, OH cooking today
Housework
Stocktaking (nearly done) and business paperwork
Make a cake
Make time to do something in the garden
Check surveys and FPL

I want to go to the supermarket quite early to avoid the crowds, so better get on. Hope everyone has a good day - and that it doesn't rain!

allydowd

Bobarella wrote: »

Plus we are going to our favourite shop, it's amazing. We only discovered it recently but it's a huge Turkish supermarket.

Ooooo, supermarket envy. Been to Turkey; loved it.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016. If you have any suggestions for additions to this list please let me know.

allydowd

Hi April Awesome-ees,

At last it's the weekend!

Some days I feel like a recovering (spending) addict. The fear that I might suddenly go on a spending splurge is ever present.

Debt Free-Nillionaire Continuity Plan Month Eleven:

* No heating on this morning.

* Checked online banking.

* Paint fence and decking in the garden.

* Post two eBay parcels. Parcel was too heavy to weigh on kitchen scales but too light to weigh on bathroom scales.

Solution: Weight of me and the parcel on bathroom scales - Weight of me on the bathroom scales = Weight of parcel

* Claim money paid into Quidco for purchases made during Decemberfest.

How about you guys?

crazy_cat_lady

Morning all :wave:
I'm still feeling a bit unwell. Nothing serious, but enough to make me feel as though I don't want to do anything. I was supposed to be visiting my mam today, but I've cancelled just in case I'm infectious, plus I can't really be bothered with the drive over there.
Thankfully, there isn't too much happening today...
check banking and PAD
reconcile YNAB
relax as much as possible
ds is at football with his dad right now
get ds to a party later on
bare minimum housework
nap if I need to
aim for nsd
meals from stores
try and get my 7000 steps for Bounts
do some crochet
read my book
Have a good day everyone:j

LuckyPenny

Its amazing how many DFW things you do. I do stuff now without thinking about it.
- posted an eBay sale
- went to Aldi with a list after working out what recipes I am going to do, so getting the exact items.
- returned some clothes and got a refund
- transferred Easter Egg comp winnings from Quidco to bank
- Bumped Facebook sales posts
- Checked eBay account
- Having lunch at home then off to use a free gym pass with my family...
...tomorrow don't know yet might include a walk and a picnic.
- home to parcel up eBay sales (hopefully!) and relist some more.

foxgloves

Afternoon all,
Not much as yet for today:
*Grocery shopping came in £4 below budget for this week.
*Took advantage of free coffees & free 'Guardian' in Waitrose.
*YS chicken pieces spotted. Now in freezer for future cheap meal.
*Am aiming to enter 4 competitions today & am trying to encourage mr f to enter one of his photos for a 5th.
*Free fitness as planning a gardening afternoon. Hope to pot up seedlings & dig over herb bed as a minimum.
*Finish knitting order. Almost there.
*Check ebay listings as some are up today & we've so far sold 4 things.
I think that will be about it. We are still agonizing over options regarding poorly car. I am considering whether to raise the loan now so it is in the account ready to go, whatever happens. Anyway, we have worked through 3 options & will wait for the verdict on Weds before applying one of them. We are willing to pay for new clutch but if it is gearbox too (it's certainly noisy) I think we'd go for just the clutch & look to change car asap. Not what we wanted but these things happen.
Ok, off to get my tatty boots on & off down to the greenhouse (my summer den).
F x