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Extending our house without extending ourselves beyond our means

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    All sounding good PF... glad you're in such good spirits.
    Been rubbish with running this year, just one since New Year!!!! But have been much better about exercise classes
  • The rain seems never ending at the mo doesn't it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Payday today and not only didn’t the extra I was expecting arrive, my pay was less than last month. Will need to check online later. 

    Part of budget done for big budget day, will do the rest later when I have access to my trusty notebook and pen! 

    £20 of vouchers turned up from
    my just for points credit card this week which is pleasing. Have stashed them safely for when we need to use. 

    Have done some more work on DH IG account. Will look into a website next so people can purchase remotely or maybe look at Et$y

    hopefully this month I can go back to PADs if I can, have missed it this month. 
  • How annoying re the pay!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Sorry about the pay. It's so frustrating when you're all planned and budgeted then something like that happens...
  • savingholmes
    savingholmes Posts: 28,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI - what is it you are planning to sell on Etsy?

    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • HI - what is it you are planning to sell on Etsy?

    Prints. Some personalised some generic. But ones based on words. Do you have any experience of Et$y? 
  • savingholmes
    savingholmes Posts: 28,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't have experience of Et$y as a seller - I've bought the odd thing from there though. I too am considering selling art prints - with or without words. Currently playing with paint and will see where it takes me. Then when the weather improves - will try and take some pictures outside so I don't need fancy lighting and then try and secure a printer. Have you found a printer or are you planning to print your own?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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