Hit & Run my parked car. One independent witness. Best way to deal.

dimension7

neilmcl wrote: »

Why have you concluded that? You've only spoken to the TP insurer today, give them a bit of time to contact their customer.

TP insurer did not sound friendly at all. They indirectly suggested I should go to my insurer, only noted down the details when I insisted. Also I need my vehicle to get to and from work, this is causing too much disruption. I work far from home and need to use motorways. I don't know the extent of damage to the car to drive at high speeds. If the TP accepts liability it wont matter who fixed the car, my insurer or theirs.

AdrianC

dimension7 wrote: »

If the TP accepts liability it wont matter who fixed the car, my insurer or theirs.

Correct.

But if they don't accept liability, it very much will matter.
If you claim from the TP's insurer, it goes nowhere.
If you claim from your own insurer, your NCB will be hit, and you will have to pay your excess. If your insurer pass it to an "accident management" company, you may have to pay the inflated bill for the hire car.

Again... What car - rough age/value? Common car? Damage is just the door?

Silver-Surfer_2

dimension7 wrote: »

TP insurer did not sound friendly at all. They indirectly suggested I should go to my insurer, only noted down the details when I insisted. Also I need my vehicle to get to and from work, this is causing too much disruption. I work far from home and need to use motorways. I don't know the extent of damage to the car to drive at high speeds. If the TP accepts liability it wont matter who fixed the car, my insurer or theirs.

A dent to the door should be ok at 70. However if you're worried there's more damage why aren't you having it checked?

dimension7

Silver-Surfer wrote: »

A dent to the door should be ok at 70. However if you're worried there's more damage why aren't you having it checked?

Because it was easter and no garage was open? Because I need to be at work, not fixing my car. Because there are no bodyshops close by that I can just drive into.

TP has not told insurer and wont accept liability unless their insurer is pursued for a big bill by mine. If no claim is made there is nothing to pursue by either company.

Silver-Surfer_2

dimension7 wrote: »

Because it was easter and no garage was open? Because I need to be at work, not fixing my car. Because there are no bodyshops close by that I can just drive into.

TP has not told insurer and wont accept liability unless their insurer is pursued for a big bill by mine. If no claim is made there is nothing to pursue by either company.

So it could be dangerous to drive but you have other things to be getting on with?

You haven't claimed, however you now have something to declare for the next five years when renewing insurance.

It's all been a big waste of time and your money.

neilmcl

dimension7 wrote: »

TP has not told insurer and wont accept liability unless their insurer is pursued for a big bill by mine. If no claim is made there is nothing to pursue by either company.

You don't know any of that yet, it's just speculation at the moment.

If you're set on using your own insurer then that's completely fine, go for it, you've been given all the advice you need. Good luck.

dimension7

Silver-Surfer wrote: »

So it could be dangerous to drive but you have other things to be getting on with?

You haven't claimed, however you now have something to declare for the next five years when renewing insurance.

It's all been a big waste of time and your money.

I don't know what point you are trying to make, but I am afraid I am not finding your comments very helpful. And you are coming across as extremely negative about it all. I could do without those things right now.

Its not wrong to be a busy person with things to attend to. Or maybe I should just hide under the covers as people vandalise my property?

What do you suggest I should do?

Tilt

dimension7 wrote: »

I don't know what point you are trying to make, but I am afraid I am not finding your comments very helpful. And you are coming across as extremely negative about it all. I could do without those things right now.

Its not wrong to be a busy person with things to attend to. Or maybe I should just hide under the covers as people vandalise my property?

What do you suggest I should do?

I suggest you perhaps follow my advice in post #62.

Obtain the RK details from the DVLA (fee will be payable) and then chase the RK for the damage.

That's what I would do.

dimension7

Body shop says it will need a new door fitting. New door costs £391 including VAT from dealers + £200 + VAT for paint matching and installation by body shop.

AdrianC

dimension7 wrote: »

Body shop says it will need a new door fitting. New door costs £391 including VAT from dealers + £200 + VAT for paint matching and installation by body shop.

Or can you get a perfectly good used door (to match the other three used doors) for a fraction of that?