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Saturday 5th/Sunday 6th - what small DFW things will you do this weekend?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.
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Comments

  • maria3104
    maria3104 Posts: 921 Forumite
    Tenth Anniversary Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Thanks for the start Jonno.
    Watched 2 films so far today and it is only 8 ish. People permanently bed ridden must have long days!! I can not wait to get better.
    Have work tonight.
    Tomorrow will rest again.
    Looking forward to cleaning, cooking, anything.
    Have a good weekend all.
    Maria x
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning all :hello:

    Glad you had a restful day yesterday Cat - hopefully more of the same this weekend. Today will mainly look like this :

    DD to party, card and present from stash
    Both girls to dancing
    Remove wallpaper from wall we can now see no DH removed radiator, remove other radiator and do same
    Save pennies on heating by not having radiators in a main room until they are replaced :money: jumpers it is then :o
    Meals from stores
    Make some soup
    Relaxing night with DH, watch something recorded
    Chose flooring for bathroom and lounge and e mail guy for quote

    Think that's all, back later. Have a good day.
  • princess_pea
    princess_pea Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Morning Jonno

    Planning on a quiet weekend. Need to pop to Aldi later for some basics for the week ahead and this will come out of the food budget. We're then going to a pub for a friend's birthday meal tonight which I told OH I'd pay for us as it is our anniversary on Monday so we can hijack it as a secret celebration for us! OH is driving but I'm not planning on drinking

    Banking/ spending diary to check

    I need to get a card and birthday present (voucher) for my Grandad

    NSD tomorrow

    I've got the opportunity of doing 6 hours overtime this weekend but I don't think I can face it after a tough old week at work. The pay is coming out of a specific fund so I won't miss out on it eventually

    The usual housework :A

    Read more of my book and catch up with a programme on iPlayer

    That's it for now. Hope everyone has a relaxing weekend :)
    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

    Debt-Free Wannabe Diary
  • princess_pea
    princess_pea Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Morning Maria - I missed your post!
    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

    Debt-Free Wannabe Diary
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all :wave:
    Thanks for the start Jonno. Maria I really hope that you're feeling better soon.
    In a rather bizarre twist of events dh has taken a bit of a turn for the worse again. I suspect he can't manage with my being off par, but my unreasonable and stressed self thinks that he just can't bear for someone to be more poorly than he is...:cool:
    Plans for today include:
    :cool2: Check banking and PAD
    :cool2: Get ds to football
    :cool2: Get ds to gymnastics
    :cool2: Encourage dh to get out of bed and do something
    :cool2: Catch up with bestie now she's on the mend a bit
    :cool2: Arrange my cover work for next week and send it in
    :cool2: Nap if I need to
    :cool2: Get the kids to do some housework
    :cool2: Relax
    :cool2: Do a bit of crochet
    :cool2: Investigate something to do with dh/kids that is cheap or free to get him out and about
    That'll do for now. Have a good day all :beer:
  • princess_pea
    princess_pea Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I forgot - I need to work out how to fit my new sparkly hub caps on my car. The ones on there were pretty tatty but fine until I spectacularly took one out at work while attempting to park. They only cost £15 but look a lot nicer than the current state of my wheels!
    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

    Debt-Free Wannabe Diary
  • foxgloves
    foxgloves Posts: 13,324 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi Saturday Savers,
    Mr f has had to work today so I have no wheels, don't need anything & it will be an NSD. Other stuff:
    *Two baths from one lot of hot water.
    *Will make a picnic for our planned outing/walk tomorrow.
    *Chutney making session this morning. Intending to make carrot & garlic chutney, which appeared in Sophie Grigson's 'Feasts for a fiver' programme years ago. It's unlike any other chutney I make & is mr f's favourite. Will also make some garlic pickle while I've got the food pro out. All jars & lids from my recycled stash.
    *Finish knitting the cat I started last night.
    *Re-list ebay items if we still have free listings to use.
    *Do at least one survey.
    *Pot up baby aubergine seedlings, cover with plastic bottle cloches & move to bedroom windowsill. Move more seeds into heated propagator.
    *Use it up lunch. Hummous on its last day & could do with reducing quantity of tomatoes in fridge.
    *All free leisure. Finish audiobook, read library book, update my blog & look forward to watching 'Trapped' tonight.
    Have a good day all - especially all those who have experienced a difficult week.
    Love f x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Morning guys :wave: thanks for kicking us off jonno :D

    Oh is back :j have missed him so much, absence definitely makes the heart grow fonder!

    Need to be quick as have so much to do and dgd has finally decided to have some quiet time so I can actually get some things done!

    Things I need to do today:

    * load of washing & hang out :j spring's coming :T
    * do some filing as have been so busy these last few weeks things have got a bit out of control :eek:
    * all meals from stores
    * froze some lo bits of bananas as lo has a habit of eating half....
    * download application for masters
    * Hope oh will give me an hour off of childcare duties so I can make a start on it...
    * possibly sort out my cc statement but as there have been a lot of spends this last month it might need to wait until tomorrow when I have a bit more time
    * repot seedlings and sow some more :money: Foxgloves/dawn have you sown courgettes yet?
    * possibly look for phone/broadband deals. Several of our outgoing have increased for 2016 so could do with a few savings...

    Ok that's enough I think as am working this evening. Hoping to take dgd for a walk on the beach and an ice cream. Hope oh is up for it as he is exhausted after his intensive course - he was working 9am-10.30pm each day and some days longer :A
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • twiggy86
    twiggy86 Posts: 2,708 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all!


    Lovely meal with bestie and her parents last night - they're like my second parents after 25 years of friendship (bearing in mind I'm 29!)


    Today I have/will:-
    * Check banks
    * Do Neila Rey workout - if you google it there is hundreds of at home, no equipment workouts. Printed it out at work of course!
    * Not shower as helping friend with DIY shortly so would have needed to shower again later!
    * Put towels on a quick wash in the hopes of getting them dried on the line!
    * Another load of washing on a 30 degree ecowash
    * Pay money into bank
    * Do money shuffle
    * Wrap present for mum and friend using paper from stores
    * Get gift card for friend's daughter
    * Help friend with DIY to be a good friend and a bit of free exercise!
    * Wash hair and hopefully have time to let dry naturally
    * Dinner out with parents tonight - Dad's paying!
    * Staying at parents tonight


    Think that's everything for today. Hope you all have a good day.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

    • Benefits check-up ( Link )
    • Coupon Shop Forum list of money-off coupons (Link)
    • Cooking On A Bootstrap, cheap recipes ( Link)
    • eBid ( Link )
    • Freecycle ( Link )
    • Free Postcode Lottery ( Link )
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • LuckyPhone free lottery with loyalty rewards (Link)
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link )
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • NHS Minor Ailment Service article (Link)
    • My Supermarket ( Link )
    • OnePoll ( Link )
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself ( Link )
    • Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
    • Swapit ( Link )
    • Tesco Orchard product testing (Link)
    • Tickety Split cheap train tickets (Link)
    • Toluna ( Link )
    • TopCashBack ( Link )
    • You Need A Budget site and App (Link)
    Checked 25 Feb 2016.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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