Help needed arguing Esure's valuation

motorguy

maddogb wrote: »

And you are wrong as well.

Guys if you are going to post stuff at least have a go at backing it up.
I've posted the law they have broken, feel free to enlighten us if you have a valid argument as to why they have not, instead of arguing about the value of "a car" that you have no knowledge of.

You mean this law???

maddogb wrote: »

Right so I've decided with the law as in :


Unfair Terms in Consumer Contracts Regulations 1999
7.—(1) A seller or supplier shall ensure that any written term of a contract is expressed in plain, intelligible language.

So basically, you didnt bother reading the terms and conditions - which were fully explained - and now are trying to weedle out of what you signed so you can then have a claim against them.

If you didnt understand what you were signing should you not have asked a grown up to help?? :rotfl:

motorguy

maddogb wrote: »

And I have been accused of paranoia?

Out of curiosity, what level of illegal behavior do you consider is OK in the name of profit?

?

They followed the same process used by most insurers, and you've had that ratified by the ombudsman?

So what behaviour was illegal?

motorguy

Maddogb - surely the simplest way to gain our support is to give us the details of your sadly now departed car and demonstrate via autotrader, etc, that the valuation is wildly incorrect?

Your persistent refusal to do so simply seems to demonstrate you know you cant justify your stance with actual data?

maddogb

AdrianC wrote: »

Look, if you're the complete expert, just leave the thread alone - and come back and post the result when you have it all sorted.
I'll be the first to accept I was wrong then. But, until then, I stand by everything I've said in this thread so far.

You will be taking them to court as a small claim, and they will judge your claim on its merits and its merits alone. They will not make any declarations of illegality.

And if somebody other than a court can make any declaration of illegality, then I'd love to know who. Simply saying something is illegal doesn't make it so.

Courts don't make a "declaration of illegality" they make rulings and when those rulings are about whether a party has acted against the law, that is indeed a "declaration of illegality"

bigjl wrote: »

Out of curiosity, what level of strange behaviour do you consider is OK in the name of trolling?

absolute zero, but you insist on doing it and I have no power to stop it.

motorguy wrote: »

You mean this law???


So basically, you didnt bother reading the terms and conditions - which were fully explained - and now are trying to weedle out of what you signed so you can then have a claim against them.

If you didnt understand what you were signing should you not have asked a grown up to help?? :rotfl:

yes that is the law.
you have signed something when you took out motor insurance? maybe you should have asked a grown up first.

AdrianC

maddogb wrote: »

Courts don't make a "declaration of illegality" they make rulings and when those rulings are about whether a party has acted against the law, that is indeed a "declaration of illegality"

Thank you for agreeing with me, whether you realise it or not.

bigjl

maddogb wrote: »

Courts don't make a "declaration of illegality" they make rulings and when those rulings are about whether a party has acted against the law, that is indeed a "declaration of illegality"








absolute zero, but you insist on doing it and I have no power to stop it.






yes that is the law.
you have signed something when you took out motor insurance? maybe you should have asked a grown up first.

Says the person behaving like a petulant child.......

maddogb

motorguy wrote: »

Maddogb - surely the simplest way to gain our support is to give us the details of your sadly now departed car and demonstrate via autotrader, etc, that the valuation is wildly incorrect?
Your persistent refusal to do so simply seems to demonstrate you know you cant justify your stance with actual data?

"justify your stance " why should I need to do this? it has nothing to do with the logistics of arguing with an insurers valuation.


I did not ask for someone to help me roll over and "take it"
I don't need someone to tell me what cars I can afford with the measly pay out they want to give me.
I don't need someone to tell me I'm wrong for no good reason.
I don't need people debating the merits of one car or another at various price points.
I don't need someone telling me how much work I should be prepared to do to save my insurers a few quid out of their millions of profit.


I've already had all of this as well as some raving lunatic who only pops on here to insult me..

motorguy wrote: »

?

They followed the same process used by most insurers, and you've had that ratified by the ombudsman?

So what behaviour was illegal?

If I though posting the full legal argument would be understood here I would, but at the moment I am happy to follow through with the infinite monkeys theory

maddogb

AdrianC wrote: »

Thank you for agreeing with me, whether you realise it or not.

lol you really don't get it do you.


BTW guys you all now owe me £150 per post, shame you didn't read the T&Cs

bigjl

maddogb wrote: »

"justify your stance " why should I need to do this? it has nothing to do with the logistics of arguing with an insurers valuation.


I did not ask for someone to help me roll over and "take it"
I don't need someone to tell me what cars I can afford with the measly pay out they want to give me.
I don't need someone to tell me I'm wrong for no good reason.
I don't need people debating the merits of one car or another at various price points.
I don't need someone telling me how much work I should be prepared to do to save my insurers a few quid out of their millions of profit.


I've already had all of this as well as some raving lunatic who only pops on here to insult me..






If I though posting the full legal argument would be understood here I would, but at the moment I am happy to follow through with the infinite monkeys theory

This is a strange post from somebody that has already been stalking other people's posts.

And all from somebody that has only been on the forum for a few weeks.

motorguy

maddogb wrote: »

you have signed something when you took out motor insurance? maybe you should have asked a grown up first.

The difference between you and me though is i know what i signed up to.