We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help needed arguing Esure's valuation
Options
Comments
-
hi ive been shopping for car insurance and came acros this in google, how do i find out how much esure will pay if my car is wrote off
They will pay fair market value.
They will base this on all relevant Data which may be Autotrader adverts or Glass or CAP guides.
They won't base it on some pie in the sky idea of home much your old rusty clunker is worth.
They don't have to pander to the delusional.
From what I have heard and experienced they are one of the better Insurance Companies out there, and their premiums are reasonable.
You should seriously consider ESure and remember that when somebody doesn't get what they want by jumping up and down and moaning they may then decide to attempt to create threads like this so people come across them when doing their due diligence.
I am sure ESure, one of the best Insurance Companies, are quaking in their boots after this thread.....0 -
pointless? maybe it's a trifle hard for you to understand but I did say I'm not good at "dumbing" things down
maybe if you pointed to what you don't understand or try linking to something that isn't an insurance funded pr stunt that may illuminate where I am going wrong?
Wow, what an egotistical post.0 -
Silver-Surfer wrote: »I'd ignore him rather than post two bites like that.
Largely pointless I will grant you.
But made me smile.0 -
They will pay fair market value.
They will base this on all relevant Data which may be Autotrader adverts or Glass or CAP guides.
They won't base it on some pie in the sky idea of home much your old rusty clunker is worth.
They don't have to pander to the delusional.
From what I have heard and experienced they are one of the better Insurance Companies out there, and their premiums are reasonable.
You should seriously consider ESure and remember that when somebody doesn't get what they want by jumping up and down and moaning they may then decide to attempt to create threads like this so people come across them when doing their due diligence.
I am sure ESure, one of the best Insurance Companies, are quaking in their boots after this thread.....
+1
And they wont pay out above market value so you can buy one locally to youthats overpriced rather than have to travel a bit
Oh, and as per this thread, their processes have been ratified by the insurance ombudsman.
As with Bigjl, they'd get a strong recommendation from me :beer:0 -
hi ive been shopping for car insurance and came acros this in google, how do i find out how much esure will pay if my car is wrote off
ignore these people^^ they just spend a lot of time talking, haven't produced an answer and probably won't.
See how not one of them has come close to answering your question? and tbh, if they did they would still be likely be wrong as they don't understand the problems involved.
simple answer is mate you can't, at least not an accurate idea, you may get close with a bit of luck but the system Esure use has so much potential for errors.0 -
so wot do i do? relly want to buy this nice car off my neigbour, over book value but hes old man kept it soo nice showrrom its 05 rover 75 diesel, only dun 25k0
-
so wot do i do? relly want to buy this nice car off my neigbour, over book value but hes old man kept it soo nice showrrom its 05 rover 75 diesel, only dun 25k
Only you can decide that. It's your choice to knowingly pay above the market value or....
dunno wot u shud do, if u relly want it an its showrrom an only dun 25k den only u can decide if its worf itAll matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.0 -
so wot do i do? relly want to buy this nice car off my neigbour, over book value but hes old man kept it soo nice showrrom its 05 rover 75 diesel, only dun 25k
the system they are supposed to use is refer to 3 trade book values and getting an average, unfortunately these are not available to you and differ from the free services but you can check at
glass.co.uk
parkers.co.uk
cap.co.uk
its looking like the second two use the same original data so they will likely be very close.
be warned if one is much higher than the other two they can ignore it (and probably will)
also in my case they simply took the lowest possible value, added 10% and rounded it up to the nearest ten pounds.
As the averages work against anyone with a decent car it's likely you will be disappointed.0 -
what mad gob fails to tell you is that had he been sensible and wanted an agreed value for a written off car he could have got an agreed value policy.
But no. Everyone is wrong but him.
https://www.adrianflux.co.uk/agreed-value-car-insurance/0 -
"insurance company people"?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards