Bought new car, old car uninsured for test drives

Silver-Surfer_2

forgotmyname wrote: »

When its SORNd you get a refund of the unused tax also. So not only uninsured now but also untaxed when you SORN it.

If you dont SORN it the DVLA will send you a nice letter saying the car was not insured and can you please pay them £80+.

Makes part exchanging an easier option, will you get more for it after paying extra insurance or narrowing it down to buyers than have trade insurance.

You need to be careful that someone test driving it has the correct insurance.

Why trade insurance?

It won't cover the lack of tax.

neilmcl

Silver-Surfer wrote: »

Anywhere that's not a road maintainable at public expense.

Get permission and asda car park.. Will that do you? You vehicle excise licence doesn't pay for that.

If the car park is open to the public then it's not classed as off-road.

butterfly72

I think you normally get 14 days to cancel an insurance policy without penalty. Could you just insure it as normal for any driver, sell within 2 weeks, cancel and get your premium back?

Quentin

butterfly72 wrote: »

I think you normally get 14 days to cancel an insurance policy without penalty. Could you just insure it as normal for any driver, sell within 2 weeks, cancel and get your premium back?

Lots of flaws in this wheeze:
1) You rarely can cancel without any penalty - usually cancelling means paying a cancellation fee


2) Any driver insurance isn't easy to set up, and very expensive if you can set it up


3) No-one will give you all your premium back


4) If you claim or someone claims against you then you cannot get any refund at all

Silver-Surfer_2

neilmcl wrote: »

If the car park is open to the public then it's not classed as off-road.

The .gov site states

Make a SORN (Statutory Off Road Notification) if you don’t use or keep your vehicle on a public road, eg you keep it in a garage, on a drive or on private land.

Asda car park is not a public road, it's private land so it will fit for sorn.

Rover_Driver

neilmcl wrote: »

If the car park is open to the public then it's not classed as off-road.

For vehicle licensing purposes, a SORN will be valid as long as the vehicle is not used or kept on a public road - a road repairable at public expense.
A car park - open to the public or not - that does not meet that definition would be considered to be 'off road".

Silver-Surfer_2

Have a read of the declaration you're making.

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/441585/V890_290615.pdf

Mercdriver

That's not how RTA work though. For example you still need insurance and tax to drive in an Asda car park and if you knock someone's car you still by law have to report it as usual, giving your insurance details to anyone that has reason to ask you for it. So it would make no sense for you to be able to store a car in an Asda car park. In any case many store car parks operate a limited parking time after which there is a charge. Paying PCN's for days will be much more expensive than insuring it.

People have also been done for DWDCA inside supermarket car parks. Shame it can't be done for how some shoppers push their trollies!

forgotmyname

Doesnt it state private land with the landowners permission in the full terms and conditions?

Mercdriver

It will take someone who really does know (calling AntonyMMM) to state what is defined as private land. If it is accessible to the public then it all gets a bit sticky.

I would call a supermarket car park private land, but does the law define it as such in relation to Road Traffic Acts etc? My father in law taught his daughters to drive before they were of age in supermarket car parks. It won't have been legal at the time, and I doubt very much that it is now.