How long did it take your purchase to complete?

chelseablue

As I'm slowly loosing the will to live I thought I'd see if anyone's property purchase took longer to complete than ours is!


Our offer was accepted 10th November


Searches have all come back, survey has been done, mortgage approved.


11 weeks now and no date for exchange yet.


How long did yours take?

marksoton

That's far from an excessive timeframe.

I offered in July and completed at the beginning of November. And that was chain free.

PasturesNew

3 months and 1 week.
Cash buyer from rented into owned.
Seller moving into rented.

Ithaca

Three months to the day from putting our house on the market to moving in. FTBs who lived locally buying our place, and an empty probate house to move to, so a very simple chain.

For OP, as you've had Christmas/New Year in the middle you may need to add a couple of weeks on as things always slow down with people out of the office in late December / early January. But 11 weeks is well within normal timescales.

chelseablue

Thank you all, feeling slightly better now


Just spoke to my solicitor, in the post today she's received a letter from my buyers solicitor with 9 more queries.


I need a drink!

Ruby_Hepburn

6 months from accepted offer to completion! Chain free too!

Delays caused by us (mortgage delays and the fact that I changed job) and the vendors (probate sale wasn't declared until 4months in. Then there was 2 months waiting for that)

When people say buying a house is one of the most stressful things you can do, they aren't kidding!

SmlSave

Two months the first time and almost six months the second time! We ended up living at mums for two months to allow our sale to go through.

I'm a legal sec and it still didn't make it any easier even when you know exactly what's going on

ccskitten

Offer accepted on 1 June. I'm in the middle of a 3 man chain. Still waiting....

societys_child

From offer accepted to completion,

15 days :j





. . . sorry

AlistairM

From offer accepted in August I got the keys on Friday (22 Jan)

AndyBSG

We had our offer accepted on Friday 28th November 2014. Completed on Thursday 12th March 2015, so 3 1/2 months from acceptance to completion on a simple purchase involving no chain

We were in a perfect position for a quick exchange/completion as we were first time buyers with a 20% deposit and mortgage agreed in principle with the bank that both me and my wife had our current accounts with.

The property we were buying had no onward chain as the owner had already emigrated and we were using a broker to speed things up and simplify the process.

No real reason for the delays other than both sets of solicitors and the mortgage provider sitting on things and not notifying us of any outstanding queries.

Like a week and a half delay when my solicitors asked the sellers solicitors silly things like "Are the fixed planters in the garden staying" or the mortgage company putting our application on hold because they need a copy of my wife's marriage certificate due to her surname changing and it sitting there for over a week because no one actually told us until I phoned up to ask why there was a delay.

In short, it seems you need to phone up the mortgage company, your broker and your solicitor on a daily basis to ask what is outstanding because they won't phone you and will just sit on things