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Dancing in the Rain
Comments
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If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Great to see it coming downI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Slept very badly last night :eek: I had 2 coffees after 4pm so that may be connected? Anyway, tossing and turning and even a nightmare thrown in. I’m stopping coffee after midday from now on even though it feels so middle aged to do so.:o
WFH today…
Tired and overeating, not the healthy stuff either…bad as I have so many good things to eat
A bit of food prepping/cooking
Lentils to add to too thin soup
Pumpkin, black bean and beef burgers (a few frozen too)
Beef, lentil and veggie chilli
White and black quinoa, wild rice and red rice
Raw salad of radish, watercress, carrot and beetroot
Drudgery
Washing up X1, X1, X1, X1 (I so need a dishwasher one day)
Dry and pack away X1, X1, X1
Clean cooker top
Clean large chopping board
Clean grill
Cleaned toilet
Cleaned bathroom
Clean dining table
Hoover dining room and kitchen floors
That’s why I like this space as I thought I hadn’t achieved so much and yet I have!
I hope you had a good day
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
What a difference a full 8 hours of quality sleep makes
And a glimmer of sunshine too. Windy and perfect for clothes drying
I burnt orange and rosemary oil today whilst I worked.
Winter gloves, hat and comfort blanket washed and dry and another wash load too
I approached someone I know to refer me to someone else in the creative industries to see if they have any freelance work. If I get it I might have to do the first few gigs free to earn a reputation first. But if I can get into this it will help next year when I have paid off debt and can drop to 4 days a week. WATCH THIS SPACE
I called to check if my council take away old cookers and they do, so when new one comes I’ll order a rubbish collection instead of paying £15 for this to be done. They can also remove another 4 items for free so that will coincide with garden clearing when we have a dry patch
I did a face scrub, steam, face-pack and moisturise and plucked my eyebrows. A BIG improvement. (Thanks to Orange Ena for introducing me to face pack Friday) I haven’t done this for months…:o
Another NSD as WFH again
A family member called to thank me for something I sent her in the post
A good day for me to end the week
Welcome to the weekend
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Blimey, you are lucky that your council do bulky uplifts free.
We pay here.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
What a great idea - Face Pack Friday I like the sound of that!!
Glad to hear you slept well too.
Keep looking after you.
Sam xxGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
moneyonmymindsam wrote: »What a great idea - Face Pack Friday I like the sound of that!! Glad to hear you slept well too. Keep looking after you.
Sam xxGreat eh? Orange Ena introduced me to FPF and now I can pass it on to you.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I’ve been feeling a bit low this week, I think because I’ve spent too much time alone. I’m allowed to WFH 2 days a week (fine) and a whole week a month too. I don’t want to give this week up but it can be isolating. I guess it helps me clarify my ideal working pattern when the debt is paid off which is a 4 day week, 2 WFH and 2 days in the office.
I am meeting a friend tomorrow and buying my cooker after so many years. All good
When I am down I plan for better times.
I am planning to increase my income to pay off debt faster but also to make my future work pattern more reflective of my skills. The tutoring P/T has been well received by the college and they have written to say don’t worry if I don’t hear within the next few weeks as they are working on their new programmes and they will be in touch. My proposal is now with the head of the college.
This morning I heard back from a creative industry professional and she sent a copy of the lovely reference and the request she sent on my behalf.If this ends positively I will gain some experience and this too will turn into paid work that I can do next year and beyond. My ideal (in 5 years or so) is to work 3 days a week, tutor part-time and freelance creatively
It feels good to write this down.
Even if this debt free journey is tough AND IT IS. :eek: I really appreciate being able to plan for a better tomorrow.
Today I will be cleaning a little, cooking a little, reading, lighting candles, decluttering, burning orange oil, planning, reflecting, making phone calls, eating healthy food, listening to uplifting music and generally fighting off the gloom
Enjoy your Sunday
DIA xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I like to see that despite being down, toy still manage to focus on the positives and future plans. It'd be easy to self sabotage!
All the best for your cooker purchase- I wish you both a long and fruitful relationship together.
Sounds like work plans are going well too and the future holds w bit of variety for you! Sounds like a lovely balance to aspire to.
JCC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
I like to see that despite being down, toy still manage to focus on the positives and future plans. It'd be easy to self sabotage!
All the best for your cooker purchase- I wish you both a long and fruitful relationship together.
Sounds like work plans are going well too and the future holds w bit of variety for you! Sounds like a lovely balance to aspire to.
J
Thank you JIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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