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Dancing in the Rain

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  • doingitanyway
    doingitanyway Posts: 10,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Yes beanielou I'll be prioritising my insurance :o

    I'm WFH today and the post just dropped. Guess what the bank have responded ALREADY to my complaint about the letter they sent that sent me into panic mode. They investigated and it was a computer generated letter sent in error. To say sorry they have credited the card I paid my final payment with (my current account) with £100 :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Sent £75 over to my new emergency fund and keeping £25 for treats :D

    A good day already and it's only 11.00 :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent result :j :j

    Happy Wednesday :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That's fantastic! You deserve it to after all the worry it gave you.

    Fortune x
  • Would it not be better to put the money towards a plumber? No upstairs water would be an emergency for me. Well done.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • doingitanyway
    doingitanyway Posts: 10,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks beanielou and fortune :)

    INOD, booking a plumber was the first thing I did after I paid the mortgage. This was taken out of this month's budget as I had a little leeway for the first time. So, looking forward to that job being done :) But this is an unexpected windfall so it went straight to emergency fund (well most of it)...:o
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    woop woop! A well deserved reward! :)
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Brilliant news. MF!! Whoop!!

    And a £100 bonus and money for a plumber...what a good week :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • doingitanyway
    doingitanyway Posts: 10,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks Brizzled and Rosa :)

    It's been a strange but good week for me. Strange because I feel a little dazed at having paid the mortgage off and having leftover money for workmen. It feels like lots of things are happening. I'm setting up new accounts and amending others.

    The good things continue... A few months ago I mentioned free exercise classes; yoga, circuits and zumba but I thought they were for younger people. Then I saw a photo of them exercising so I called up and asked and it seems I can go too and the ages vary. The sessions are taking place 5 minutes walk from my home. :)

    I've been looking for an economical way to exercise after cancelling my costly gym and free is the cheapest there is. :money: The classes have been going on since 2014! and are due to end in Spring 2017 and by then new options may present themselves. I didn't have any trainers to go today, so today I bought some pumps that will do for now. I have the rest of the kit but could use a track suit top too so I'll look out for one. But, I'm ready for Monday's class now :)

    On a slightly less positive note the B0den boots didn't fit. I've been pretending to myself they do for a few weeks as I love them but they will give me a bunion so I'm stopping the pretending and sending them back :o

    Oh, and I actually took the bag lady look cardigan out of decluttering and wore it out today. I might have to actually bin it to save myself :(

    In the office tomorrow so off to catch up on other diaries, prep lunch, wash hair and sort out something to wear

    I hope you had a good day
    DIA x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on free exercise.

    I could not return the boots if I had worn them but that's just me.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Beanielou, I wouldn't return boots that I had worn either. They are winter boots and we're having a heat wave. Of course I haven't worn them. They are in the box in my wardrobe!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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