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Dancing in the Rain
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Hurrah! Well done you. And definitely do celebrations
Did you look at FlyLady? Doing 15 mins in one room between other things feels doable and like control!
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
I do thi.ngs in 15 minute bursts.
15 mins better than no minutesI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanielou and Rosa. You are right about the 15 minute sessions. I’m going to go back to that to try and keep on top of things. I have a little timer. Thanks for the reminder.
My dining room/work room is CLEAN. Glass polished. Fresh peonies on the table and floor mopped with disinfectant. Feels really very nice. :T:T:T:T:T
What I realise is this room is multi functional so it gets messy very quickly. I realise I need a few box files, one for work and the other for creative stuff. Then, if I pack away after a session of whatever it is, I should fare better. I decluttered paperwork. I got rid of a really nice tin and some other bits and bobs from this room. It all looks so clear and organised and nice. Now to keep it this way
Also done:
Washing and dried nicely outside
Mop head in the washing machine
Dishes washed (but more to do)
Healthy food made
I do want to cut the grass this evening as long overdue and it’s due to rain tomorrow. Even if I don’t manage the grass I’m a happy bunny
Aired the rooms and lit a candle (makes such a difference)
Decluttered magazines
I worked from home today
Kitchen is a bit of a bomb site but I will tackle that with the extra time not having to travel
An hours creative work too:)
I haven't spent any money either. Nope. Nada.
I hope your day went well too
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I only cut the grass!
It hadn't been cut this year and was thigh length:o now it has been cut and my gardening bin is completely full. It took 1 hour and 15 minutes.
My neighbours probably think I'm annoying but it doesn't happen very often...
Exhausted now so off to bed
Nite, nite, reader
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Hello DIA,
I've finally had a chance to catch up on some diaries, and look how well you're doing? Excellent stuff. Well done on getting the kitchen floor sorted. I have those blocks with things too!
I smiled at your grass! It reminded me of a joke my Dad used to say. It's about a rare tribe of people who live in tall grass and are around 3ft tall, named The Hellawi Tribe. When asked how they got that name, it's because you occasionally see their heads pop up from over the tall grass shouting "where the hell are we"
I also have to agree that living for 27 months AND paying off your debts rather than just debt busing for the 18 months is the better sounding option. We can all see that you won't lose focus, and the 27 month plan will help teach you a better lifestyle that you can maintain for the long term, whereas the 18 month plan will be a relief to step back from and you could go on a major spend binge.
MTxx0 -
MuffinTops wrote: »Hello DIA,
I smiled at your grass! It reminded me of a joke my Dad used to say. It's about a rare tribe of people who live in tall grass and are around 3ft tall, named The Hellawi Tribe. When asked how they got that name, it's because you occasionally see their heads pop up from over the tall grass shouting "where the hell are we"
I also have to agree that living for 27 months AND paying off your debts rather than just debt busing for the 18 months is the better sounding option. We can all see that you won't lose focus, and the 27 month plan will help teach you a better lifestyle that you can maintain for the long term, whereas the 18 month plan will be a relief to step back from and you could go on a major spend binge.
I have a feeling I would like your dad as that really tickled me
Re the 27 months instead of 18. I think that's right and as I relax into my situation and adapt, I don't think it will be too bad after all..:)
Thanks MT :AIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I cycled to Lid* after a day of working at home. I bought a few nice things like nuts, an avocado and a bottle of nice wine. Before starting this journey I bought wine with my general shopping as a matter of course. Now I do not because I can see how expensive it is. Today, I bought wine, but it so rare and I am glad of this change. This is the sort of thing I do on payday usually because I have been so deprived in the run-up i start spending ahead of pay day. But today, I have a surplus budget which I don’t think I’ve experienced, maybe ever.
So, my WHOLE salary is available to me this month and it is a good feeling. It makes me wonder how it might feel to be debt free and REALLY have my whole salary for my own needs.
I am going to age my money again this month, as it really helped to keep me calmer and it made me feel less deprived.
I resisted buying crisps and instead bought cashews. (Less salt and fat) I dry roasted them with tamarin and black sesame seeds for a snack with a glass of wine.
Lidl have blueberries, butternut squash, mushrooms and sweet potatoes. All yum! All 59p So, I’ll be back tomorrow. Ald* super six tomorrow too. Pleased and depressed at being so excited by cheap vegetables
A good day for me. I worked well. I kept moving so I stayed on top of the dishes and kitchen
Lentil and rocket soup made
I threw away a faded tea towel that doesn’t spark joy
I put some old paperwork in a pile to take to work for shredding
As MT always says...happy hump day reader
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
:T look at you all in control!
Still very impressed with your organised and healthy eating. I shall employ you as a role model once I am past exams and have time to cook!
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
RosaBernicia wrote: »:T look at you all in control!
Still very impressed with your organised and healthy eating. I shall employ you as a role model once I am past exams and have time to cook!
Rosa xx
Thanks Rosa, yes I am in feeling in control at the momentYou are about to become DF:T so I will keep posting my eating plans to encourage your visits/support when you are DF and no longer with us
Have a good day xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
The 59p each veggies on offer today are: red onions (1) butternut squash (1), green beans,(1) mini peppers,(3) sweet potatoes,(2) mushrooms,(2) pineapple (2) and blueberries (4) potatoes (1)
Cost? £10.03p
I will be buying them all today and planning my meals around these. This way I will be eating both cheaply and healthily.
Recipes from veggies for menu plan:
Sweet and sour veggies with toasted cashews on quinoa
Red onion omelette, sweet pepper salad and avocado with sweet potato chips
Sweet potato, sweet peppers, red lentil and coconut curry on quinoa
Mackerel, potato rosti with grilled mixed veggies and tahini sauce
Jacket sweet potato, feta, toasted walnuts and garlic green beans
Butternut squash and lentil soup
Stir fry veggies and walnuts on quinoa with avocado and tahini sauce
Snacks:
Pineapple slices/blueberries and nuts
Breakfasts:
I’m buying blueberries to freeze to use with seeds and raw nuts and soaked oats in yogurt as easy to transport to work for breakfast
Potato rosti, spinach and poached egg
I’m not doing a Oca** shop at all this month. I only need to buy quinoa, yogurt, eggs and pot scourers next week so should be completely within budget with a little leeway to spare
Lunches
Soup or leftovers
I'll be back later, just wanted to get my food plan downIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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