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Alway's believe that something wonderful is about to happen!

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Goals for 2018 sound good and very do-able. Very wise to give yourself a spend budget. We've been on lots of villa holidays and find them cheaper than hotels. Mr SA loves the TV and I can relax on a sunlounger reading. I find Villa Plus the best but we've had some privately owned ones too, although one was a complete horror story and two not so great ones.

    Have a fantastic Christmas :xmassign:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • lcc86
    lcc86 Posts: 2,466 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Fab news about the ppi refund pennywise, hope you have a relaxing Christmas, and definitely a glass or two of prosecco to celebrate!
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :xmassign: Pennywise xx
    Mummytogirls x

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas Penny :xmassign: :xmastree:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,280 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :xmastree:HAPPY CHRISTMAS TO ALL:rudolf:
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,280 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    TT of £1.07 to savings :D.
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Merry Christmas Penny Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Lovely news about the cheque and plans for 2018, a holiday villa with a pool sounds wonderful! How annoying to run out of wrapping paper again, I've got 4 rolls left if you still need some!

    Hope you're having a lovely Boxing Day, H x
  • chanie
    chanie Posts: 3,335 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Penny,

    I hope you all had a nice Christmas.

    I like your goals for 2018, all very achievable, but still a good challenge. I love that your holiday is one of your goals - it’s so important to have family time together.
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,280 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hugglemonster wrote: »
    Lovely news about the cheque and plans for 2018, a holiday villa with a pool sounds wonderful! How annoying to run out of wrapping paper again, I've got 4 rolls left if you still need some!

    Hope you're having a lovely Boxing Day, H x

    Thanks HM, I hope you have had a lovely Christmas.. xx
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