Sign the Petition for Womens state pension age going up unfair
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No, I'm sure there are some IFA who are rubbish. I was surprised though, to be told that a "specialist" had run the campaign that's all. Maybe the ladies running it were too headstrong, too close to it, too fragmented over time.. no idea. I think Hubris played a part too. Either way, I'm glad that we're not inflicting more debt on the Millennial generation because many/most of the boomers affected by this simply couldn't be bothered to get a grip.Independent Financial Adviser.0
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An IFA would have appraised them (twenty years ago) of the facts. I have no doubt that many of them will still have done nothing though. .
My comment related to your criticism of the handling of the campaign and the abilities of the pro involved,
I'm sure Independent Financial advisers are competent, ethical and above reproach. Hang on, that doesn't sound right. I'm not sure of that at all. Is anybody?Some Burke bloke quote: all it takes for evil to triumph is for good men to say nothing. :silenced:0 -
The 2015 Pension Adequacy Report: current and future income adequacy in old age in the EU - Country Profiles - Volume II (2015)
Some Burke bloke quote: all it takes for evil to triumph is for good men to say nothing. :silenced:0 -
appraised
apprised.:)
http://www.gingersoftware.com/english-online/spelling-book/confusing-words/appraise-apprise0 -
My comment related to your criticism of the handling of the campaign and the abilities of the pro involved,
I'm sure Independent Financial advisers are competent, ethical and above reproach. Hang on, that doesn't sound right. I'm not sure of that at all. Is anybody?
IFAs generally have a very good reputation with low complaint rates and low upheld complaint rates. Like any industry/profession, there are the odd bad apples.
WASPI wouldnt listen to an IFA because the IFA would tell the facts that they do not want to hear as it does not suit their biased agenda. Shame as the overwhelming majority support the 2011 changes as being poorly timed. However, campaigning to have the age put back to 60 dilutes the campaign and causes fractures.
Then you have silly and pathetic attacks by those supporting WASPI against those that have a different view. Very childish but seeing as these women are not strong on facts, they have to resort to name calling.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Figgertu,
But advisers sit down with clients and numerate this sort of stuff. If Joe Public don't want to engage with one, there's CAB for help - or priceless resources like this, surely? Bottom line is though, you'd have to be a complete numpty to spend the most productive years of your life with your head in the sand.. surely we're in agreement on that at least?Independent Financial Adviser.0 -
Being a geek, I just checked. I'm not completely convinced I'm wrong, but on the basis it wouldn't be the first time, thank you for your gracious correction. :beer:Independent Financial Adviser.0 -
Al,
But advisers sit down with clients and numerate this sort of stuff. If Joe Public don't want to engage with one, there's CAB for help - or priceless resources like this, surely? Bottom line is though, you'd have to be a complete numpty to spend the most productive years of your life with your head in the sand.. surely we're in agreement on that at least?
The only time I got financial advise was when I applied for a mortgage. Apart from that I took out a TESSA/ISA for my savings and did not have any other money to worry about. At one time I had 3 credit cards but when money allowed I paid them all off. I cancelled two cards and still have one. As fair as I knew, I did not need any financial advise.
I thought Financial Advisers had a chequered history and were involved in mis-selling endowment mortgages back in the 80's. Is that not the case? If not, then I apologise.Some Burke bloke quote: all it takes for evil to triumph is for good men to say nothing. :silenced:0 -
I didn't have a mortgage then. You don't need to be sold a duff investment though, to put your hand up and ask for some simple facts. MAre you financially affected by the events surrounding this WASPI allegation and claim?Independent Financial Adviser.0
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Those of you doubting that women of 60 may not have been aware of the state pension age changes should declare their age and the general type of job you do. If you are an IFA or worked in Pensions then of course you would know. It was your job to know. If you do not have that type of background and left education since 2000ish they you would have had benefit of the internet and known how to use it.
Lastly, if you went to University or Polytechnic, then you benefited from a longer education and Government funding of this education. So why then are you begrudging the 1950's women fairness in their pension. Most of them started work at age 16 and have worked over 45 years. A lot are in menial jobs at meagre wages.Some Burke bloke quote: all it takes for evil to triumph is for good men to say nothing. :silenced:0
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