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Remember you're a womble - 2016
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I'd like to join up this year as I don't think I actually did in 2015!
Sure Muhren
#23 Wombling Free 2016 is all yours" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
autumnleaves wrote: »Let's add another 21p to today's total courtesy of OH's pocket, which emptied it onto the sofa as he stood up and walked off.
Lol A/L remind me not to sit on your sofa without my pockets nailed shut (good work )" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
greengoblin wrote: »5p found while litterpicking at work today. Good start to the year!
Well done. GG I may have to geek out this year and record which coins I find the most frequently. 5p is up there for the top contender I think.Hello is it ok I join in with you wombles.
I started with overtime hours from work and survey money today .
Tin of cooper to put into money bags.
Will count up and be back.
Of course. #25 Wombling Free 2016Can I join you all please Bob?
Hello LegoMumI think from reading your posts you will be a great womble. On shopping apps particularly. You are now #26 Wombling Free 2016.
" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
chocolatelover93 wrote: »MIL and her hubby gave me a duck (had £2.99 sticker on - only a small one)
Some fresh veg probably around £4 ish
Some crisps £1
Couple of cans of drink (x2 fosters, x1 diet coke and x1 vimto) £3
Which was nice of themso doing quite well so far
Chocolate you are doing so well already. Now. Are you going to calculate how much you save on food and transfer the money somewhere else? That's what I try and do if I make really good savings. £20 wombled = £20 more in your account for debt slaying etc.Got £66 refund in rail vouchers for a late train in November after much to-ing and fro-ing, confirming dates and times with some poor lady having to work today. Not a bad start to 2016
Excellent Dizzy. Persistence pays doesn't it.Hi,
Can I join please?
Does it count if you use money off vouchers a supermarket sends you in the post?
Hi Lindor. Of course welcome aboard. Yes it counts. Anything that keeps money in your pocket is a womble.
#27 womblingfree 2016" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hey Bob - definitely doing this, can I have a number? I still have to reconcile everything from the past day or two but will report in shortly with a progress report.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Chocolate you are doing so well already. Now. Are you going to calculate how much you save on food and transfer the money somewhere else? That's what I try and do if I make really good savings. £20 wombled = £20 more in your account for debt slaying etc.
Didn't think of that Bob, that is a very good idea!! Think I will do that - transfer the money into our savings accountRead my diaryHere0 -
crazy_cat_lady wrote: »Hey Bob - definitely doing this, can I have a number? I still have to reconcile everything from the past day or two but will report in shortly with a progress report.
Of course welcome CCL. #28. Wombling Free 2016chocolatelover93 wrote: »Didn't think of that Bob, that is a very good idea!! Think I will do that - transfer the money into our savings account
It's not mine I'm afraid but I am glad to pass it along its what they call zero sum budgeting I believe. So you set your budget with absolutely no free money. Therefore you know exactly what you have left in x budget if you make a saving. I know some people on other challenges who have an annual clothing budget and therefore if someone gives you clothes you can deduct from that pot and save." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Good morning womblers
Good wombling day so far:
Used a £16 off £100 in W@@trose and stocked up on everything that they had on offer. I don't normally shop there as it is too expensive but they did have quite a few bargains there which are cheaper than the other sms. I also got a free newspaper with my shop so adding £16.90 to my total:D. I also wombled an extra receipt.£2 savers club 2025 #40 -
Please may I joinJan 2016 Grocery Challenge £50.95/£200.00
Pay all your Debt off by Xmas 2016 No. 85 £125/£6000 Emergency Fund £0/£5000
Lloyds CC £267/£267(PAID IN FULL) Venture £2980/£3000 1st Business £950/£3300 Solicitor Fees £2500 HSBC £60/£7000 IO Mortgage Balance £124,0000
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