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Offered a job but can't pay first months nursery fees

2

Comments

  • I don't think you have any other options but to find the money somehow.

    You will be sanctioned if you turn the job down.
    You will always be in the same position with any other job, so effectively you are unemployable unless you find a way round it.
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi

    It’s worth checking with Turn2us to see whether there are any charity grants you may be eligible to apply to:

    www.turn2us.org.uk/Find-Benefits-Grants

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Could your partner take a couple of weeks of unpaid parental leave?
  • Dobbibill
    Dobbibill Posts: 4,203 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Congrats on your job offer.

    Try speaking to the nursery and see if they will take part payment upfront, explain what's happening, they may be able to sort something out if you explain.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    You don't have to be the best -
    Just be better than you were yesterday.
  • Accept the job. I refuse to accept there is no way to solve this problem.

    Explain you have childcare issues but desperately want the job, and ask if there is any way they can help.

    Get you partner to do the same. My employers offer these kind of things, just need to ask hr - do this tomorrow or you may be waiting til January - plus there are childcare vouchers etc.
    Ask as nice as you can if the nursery would agree to defer part of the payment - perhaps offering as much as you can up front. Even if this means being unable to pay some bills next month. This is counterintuitive advice, but ignore council tax for a month then paying it at payday would help you bridge the gap. Nursery suddenly becomes a priority bill, like rent/mortgage/ food.

    Normally I would say eBay the life out of anything you own, MusicMagpie any DVDs/CDs, Cash Converters etc. But I am not sure you will raise funds quickly at this time of year. Especially if you are waiting on this nags through the post.
  • Sagz_2
    Sagz_2 Posts: 6,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As others have said, you can't let this chance go, you must do everything to scrounge up the £700.

    Can OH get an advance on his wages?

    Ask family and friends for loans, early birthday money, sell Xmas presents on ebay?

    Spend on credit cards - short term pain for long term gain!

    Good luck
    Some days you're the dog..... most days you're the tree! :D
  • Al1x
    Al1x Posts: 1,653 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Are there no other nurseries?

    Will the nursery accept credit card? some do so it would be worth asking.

    I would say turning down the job isn't an option really.
  • Ilona
    Ilona Posts: 2,449 Forumite
    bextas wrote: »
    Thanks guys tried all those options all daycare providers want a month upfront and oh has no holiday left until April. It's such a good job and I was so excited but I have no choice but to decline it

    Hi. I get the feeling that the OP doesn't want to accept the job, throwing in the towel before every option has been explored. She has a history of starting numerous posts, including several SOA's, since Feb 2011, and not coming back to acknowledge the replies.

    Bextas, if you are ever going to get yourself out of debt, you will do everything you can to take this job. Improving your financial situation by earning money, along with the support of your partner, is the only way you can dig yourself out of a hole. Face up to the truth, you need to work. Suggestions have been made as to how you can overcome this problem, help yourself, you can do it.
    Best wishes,
    Ilona
    I love skip diving.
    :D
  • Femog
    Femog Posts: 3 Newbie
    edited 23 December 2015 at 9:34PM
    Hi. Congrats on your new job but it's a shame you had to decline it. Your message says you are on JSA with a 2 year old baby. My question would be why on that kind of benefit as i think you should be on Income Support as your child is under 5years old and there is a fund available to Jobcenter to help people like yourself if they need to go back to work.

    *Talking from personal experience.
    Best Wishes
    Femog
  • bextas
    bextas Posts: 78 Forumite
    Part of the Furniture Combo Breaker
    Thanks I have as pointed out by another poster who has done their homework got debts and have no way of raising £700. I've tried all you have suggested. desperate to get out to work and sort debt but not sure what I can do to raise £700. On top of this by turning down the job my jsa gets stopped. I'm so angry at myself for getting in to debt over the years it's really impacting my life now.
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