NST - January. Bobs post bauble debt busting challenge

dolly84

Hi Bob. Thanks for getting January going. I'm in.

Bobarella

Jeanangeo - NST is Ninja Saving Turtle the name given to our group. I wasn't around when it was started but I think Mothernerd may come along and explain at some point go with it, Turtle power and all that!!!

Cool Dolly you are lucky no 16

jeanangeo

Ninja Saving Turtle.


That is awesome!


Thanks again

HelgatheHairy

Can I join please? 2015 was a really bad year starting on January 1st with the death of my Dad. After this DH and I adopted a bit of a "well we could be hit by a bus tomorrow" mentality with spending money. We're not in debt but definitely frittered away quite a lot.

Later in the year I had 2 miscarriages (one just 3 weeks ago) and as a result we've gone a bit overboard buying presents for our 2 year old.

Next year we want to get all our spending under a bit more control. I actually LIKE budgeting and have Jan budgets set including knowing how much I need to put away each month to cover yearly expenses.

XSpender

I would like to join the challenge in January please. We are planning an uber frugal month so the challenge fits in nicely with that.

I did a couple of the early ones when NSK was still running them but we are intending to move house this year and need to save up the rest of our deposit and enough to cover stamp duty and fees.

Bobarella

HelgatheHairy wrote: »

Can I join please? 2015 was a really bad year starting on January 1st with the death of my Dad. After this DH and I adopted a bit of a "well we could be hit by a bus tomorrow" mentality with spending money. We're not in debt but definitely frittered away quite a lot.

Later in the year I had 2 miscarriages (one just 3 weeks ago) and as a result we've gone a bit overboard buying presents for our 2 year old.

Next year we want to get all our spending under a bit more control. I actually LIKE budgeting and have Jan budgets set including knowing how much I need to put away each month to cover yearly expenses.

Sorry to hear your sad news Helga. You are very welcome to come and join in. Really hope your 2 year old has a wonderful Christmas.

Bobarella

XSpender wrote: »

I would like to join the challenge in January please. We are planning an uber frugal month so the challenge fits in nicely with that.

I did a couple of the early ones when NSK was still running them but we are intending to move house this year and need to save up the rest of our deposit and enough to cover stamp duty and fees.

Welcome back XSpender sounds like some worthwhile objectives there.

clippy_girl

Can I join please? Thanks

luckystarr

Bob pretty please sign me up ... I promise that I will stick to the challenge x

Bobarella

clippy_girl wrote: »

Can I join please? Thanks

Of course NST 19 is all yours

luckystarr wrote: »

Bob pretty please sign me up ... I promise that I will stick to the challenge x

You're in