Passenger Whiplash Claim Advice

MacMickster

rudekid48 wrote: »

The difference being that the OP is experiencing the injury whilst you and KP are merely speculating and being judgemental.

I would always expect that the natural reaction of someone who is experiencing severe pain after a traffic accident would be to seek medical help for proper diagnosis and treatment of their significant injuries - not go straight to an internet forum for advice about claiming "compo" for their self-diagnosed injuries.

Judgemental? I would hope that insurance companies and the courts would be far more judgemental than I am.

Quentin

MacMickster wrote: »

Judgemental? I would hope that insurance companies and the courts would be far more judgemental than I am.

What do you expect the "courts" (how many courts do you think will be involved?) to do with someone stressed after being the innocent victim of a negligent driver who comes to a moneysaving website to ask for help over the practicalities of claiming compensation? (In any case as already posted a court hearing is unlikely)


This forum is for help and advice over insurance matters.


If you want to discuss the rights and wrongs of expecting to be compensated when an idiot drives into you then the arms is the place to do it.

MacMickster

Quentin wrote: »

This forum is for help and advice over insurance matters.


If you want to discuss the rights and wrongs of expecting to be compensated when an idiot drives into you then the arms is the place to do it.

OK. I'm a bit confused as I didn't think that the OP had a question about insurance. Just about the cheapest way to make a compo claim, so maybe the whole thread should be moved to the arms. Anyway, help and advice over insurance issues it is.

To the Op, if you have genuine injuries, and the medical advice suggests that those injuries are going to cause you a loss (eg loss of earnings) then make a claim against the person (and if they have relevant insurance they may pass your claim on to their insurance company) who was responsible for those injuries, but you have a legal responsibility to minimise that loss, so seeking medical advice to diagnose those injuries and reduce any period of incapacity should be the first thing on your mind.

Do not, under any circumstances, think of exaggerating your claim as this would be against the law.

Is there any of that help and advice over insurance issues that you would disagree with, or do you take a "go on - fill your boots" attitude towards making a claim?

Quentin

MacMickster wrote: »

OK. I'm a bit confused as I didn't think that the OP had a question about insurance. ......

Is there any of that help and advice over insurance issues that you would disagree with, or do you take a "go on - fill your boots" attitude towards making a claim?

Well you clearly didn't even read the OP before composing this (irrelevant to the question) "advice".


There is much to disagree with!


There is no reason why the OP should be personally claiming off his friend.


Whichever way he decides to make his claim (using a claim handler/solicitor/diy) the claim can be made directly to the third party insurer (which stops adding to the stress of the guilty party - his friend)


You don't have to experience any loss of earnings to be eligible to make a claim for compensation following any injury caused by a negligent driver. Any losses of earnings and expenses come under separate headings to be also claimed for.





Just looks another go at pulpit thumping your hobby horse (which we wouldn't be hearing were a loved one of yours involved!)

MacMickster

Quentin wrote: »

Well you clearly didn't even read the OP before composing this (irrelevant to the question) "advice".


There is much to disagree with!


There is no reason why the OP should be personally claiming off his friend.


Whichever way he decides to make his claim (using a claim handler/solicitor/diy) the claim can be made directly to the third party insurer (which stops adding to the stress of the guilty party - his friend)


You don't have to experience any loss of earnings to be eligible to make a claim for compensation following any injury caused by a negligent driver. Any losses of earnings and expenses come under separate headings to be also claimed for.





Just looks another go at pulpit thumping your hobby horse (which we wouldn't be hearing were a loved one of yours involved!)

Well the internet, and these boards in particular, are for people to express opinions. You even said so yourself recently.

Quentin wrote: »

Just ignore the posts/replies you don't like.


We are all told on every page that this is an open forum and anyone can post in it.


If you only want to read from posters with a like mind to yourself then this is not the place for you.

I suspect that you work for one of these "where there is blame there's a claim" parasite companies. Typically you don't seem interested in finding out if there has been any injury serious enough to warrant a claim, nor whether the OP may in any way be responsible for any injuries that he may have suffered (for example by distracting the driver of the car in which he was travelling so that he failed to notice a stationary vehicle). Neither do you seem to have sufficient concern for the OP to feel that he should seek medical help. No. Forget all of that. Just bang in a compo claim of course. That solves everything.

Quentin

Maybe just accept your "advice" is poor and stand corrected. (You asked if anything you said was disagreed with!) Just giving opinions is fine, though you delivered what we now know are your opinions in an authoritative manner but were factually incorrect as has been pointed out to you


We can't know how serious the injury(s) are from the info given. They are serious to have meant the OP unable to work!


No reason not to answer the OP's questions!

MacMickster

Quentin wrote: »

We can't know how serious the injury(s) are from the info given. They are serious to have meant the OP unable to work!

We can't know if he even has any injuries. He hasn't been near a doctor.

I suspect that you are someone who likes to have the last word on a subject - even if that involves trying to defend a lot of nonsense.

You suggest that I would take a different viewpoint if a loved one of mine was injured. Entirely wrong. I would be disgusted if anyone that I cared about cared so little about themselves (and so much about money) that their first thought on being injured was not to have the injury treated but instead was to bang in a claim.

Enlighten me about what you consider merits an entitlement to compensation. A little bruise that hurts if someone touches it? An ache that will clear up within a couple of days and can be treated with a couple of doses of paracetemol? Self-diagnosed whiplash for which no medical treatment is considered necessary?

Quentin

Any pain/suffering caused by a negligent third party merits compensation!


And of course any monetary loss experienced should be reimbursed.

MacMickster

Quentin wrote: »

Any pain/suffering caused by a negligent third party merits compensation!

ANY? Merits?

So if someone negligently stands on my foot in a crowded pub causing me to say "Ouch" (or words to that effect) a compensation claim would have merit?

We clearly have different views of the world, and I'm extremely glad that I don't have your world view.

Quentin

MacMickster wrote: »

We clearly have different views of the world, and I'm extremely glad that I don't have your world view.

I am simply stating facts and have no world view on this issue.


You are the one voicing personal opinions as "fact", and seemingly enjoying playing "detective" with your suspicions.


How do you see expressing your world view on compensation has any relevance to the OP?