We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

1debt vs 100days challenge chapter 21

Options
191012141519

Comments

  • BabyBetty
    BabyBetty Posts: 196 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi everyone,

    Paid £30 on Friday towards the debt so now at £155/£263.

    Hoping to have it gone by mid February.

    BB
    Original debt at LBM July 2008, £47, 654.34. Debt at January 2016, £21,443. Barclaycard [STRIKE]£9,000[/STRIKE]£8,756, Tesco cc [STRIKE]£3000[/STRIKE]£1,136. Debenhams storecard [STRIKE]£350[/STRIKE]£263, OD [STRIKE]£3,500[/STRIKE] £3,000, Corp Tax £3,036, Study loan £1,750, Smaller debts £2,000.

    Since my LBM I have not been fully committed so now I have had a 2nd LBM.
    Aiming to be debt free by December 2016:D
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy February folks

    20.00 pounds off for me today Thanks Amara:j
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Hello everyone

    £300 for me this month. I probably won't have any more payments this month due to possible impending redundancy and needing to save a littlevbut I will be cheering you all on.


    #7 515/1193 43.16%
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello everyone

    £300 for me this month. I probably won't have any more payments this month due to possible impending redundancy and needing to save a littlevbut I will be cheering you all on.


    Sorry to hear that, fingers crossed for you. Keep popping in we need shouting at ;)
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Calling14, you're doing really well. Parsniphead, I'm sorry to hear about your redundancy, maybe it won't happen.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning folks 49.00 off for me today - happy dance:j:j

    Hope everyone has survived Storm Henry x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Morning all.

    I have been spending a lot of time the past few days looking at my finances and have realised I only have £80 and a few pence to pay to clear of a card which could then be closed. I will hopefully have some extra money come in towards the end of the month which will cover it but I REALLY want to get rid of it now.

    I do have £58 free on a 0% balance card which I can transfer to until the middle of march and just pay off the rest but I will still have the debt.

    Shall I just pay it and go ultra frugal for the month. It's about time I got my mojo back with being tightfisted. I did it on maternity pay and can do it again.

    It's this threads fault. I want to beat it this time. Decisions.........?

    Calling14 I have just noticed how close you are to achieving the target. Fantastic.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Ignore the previous innane waffling. I paid it off, I couldn't help it. The figures were crunched and I could cover it. So my new figure is...

    #7 595.16/1193 49.88%

    One card down....woo hoo. Four more to go.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Parsniphead thats brilliant. So there will be two of us living off crumbs by the end of the month.

    Paid off 135.00 today 865/910. 45 pounds to go:j

    Hopefully can clear it next week. First time on here I will have been successful clearing my target.:beer:

    Will start on cc2 then as I need to clear that by May.:( So will still be here :)
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    So near Calling14. I find it really motivatingnwhen I see others making a dent.

    I have plenty of fat to keep me going. Crumbs will be a top up. It's not only the cash pounds that need sorting here.

    I have just called and closed my L#ma card. I hate using the phone so have been building up to it all morning. I feel so good now it's done.

    Right I have work to do and money to make. If I do get made redundant this part time business is going to be my lifeline.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.