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1debt vs 100days challenge chapter 21

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  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Annoyed myself greatly. Had to get new prescription glasses and went over my budget on some I really really liked. Seemed worth it at the time but I've put myself back on getting this debt paid off! Grr. I'm stupid.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    greensalad wrote: »
    Annoyed myself greatly. Had to get new prescription glasses and went over my budget on some I really really liked. Seemed worth it at the time but I've put myself back on getting this debt paid off! Grr. I'm stupid.

    Well if you wear them everyday don't be harsh on yourself need to feel good :cool:. I have taken medicash out which cost of 15.00 a month, claim up to 110.00 a year for glasses plus dentist same. More or less pays for itself. You don't miss that amount each month.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Calling14 wrote: »
    Well if you wear them everyday don't be harsh on yourself need to feel good :cool:. I have taken medicash out which cost of 15.00 a month, claim up to 110.00 a year for glasses plus dentist same. More or less pays for itself. You don't miss that amount each month.

    Ooh that sounds good!

    My old job had a similar thing, £138 by salary sacrifice gave me £150 for dental and £300 for osteopath (on top of lots of other things I didn't use) and I've been considering using it again.

    Because I'm a business owner, my business pays for my eye test so that bit is OK. But when it comes to glasses, I'm a fool and can't stand the cheap NHS-looking ones! I ended up with a pair for £169 + £35 antiglare. Above my budget! But they are lovely, and this is the first time I've needed to wear glasses everyday (previously I wore them for computer only).

    Of course, I've managed to leave them on my bedside :rotfl: My eyesight isn't so bad I can't see, just that I get eye strain by the end of the day hence needing to wear them all day now. So I forgot this morning and am just wearing my old ones!
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I need the anti glare can't drive at night without that, otherwise my eyes aren't too bad. Only wear reading glasses but usually do 2-1 deal.

    15.00 off for me today 661/910 249.00 to go.:j

    Keep going folks :money:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • d17_2
    d17_2 Posts: 16 Forumite
    edited 25 January 2016 at 9:54PM
    This looks like the perfect challenge to get me going again. I'm going to start with one of my credit cards which has the highest interest rate and a challenging but not impossible balance of £1,852.79, by May 4 2016.

    What's the number in peoples signatures btw (e.g. #13)? Number of 1v100 challenges, or number of days, or ???
    Weekly Spend Challenge - £0.00 / £40
    Jan. NSD - 0 / 0
    1v100 pt 21 #20 - £0 / £1,852.79
    LBM - Jan. 25 2016 - £21,400.82
    Half My Debt In 2016 - £0 / £21,400.82 (0%)
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 January 2016 at 9:34PM
    Hi d17, welcome on board :)
    Numbers #13 means someone's number on the list in the first post in this challenge. Mine is #1
    d17, our challenge has se dates, we start and we finish on set time. This challenge finishes at 19th March. I've added you on the list, pay off as much as you can and then we'll have challenge part 22 :)
  • Hiya :cheesy:

    Can I join please? Is it ok to count the 100 from today or do we all use the same dates? Mine'd be May the 4th which the geek in me likes - may the fourth be with me seems like a good omen :p

    My targets to clear my smaller credit card by then so £1051.

    Good luck everybody.
    1 debt vs 100 days -
    Debtfree by Xmas
    NST - 1/18 NSDs £54/£250 food 0/£60spends
    Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mrshubbard, welcome in the best challenge!
    We've got set dates and this challenge finishes on 19th March. Just pay off whatever you can, we'll praise you and make you feel better. We're mutual admiration society here :D
  • Ah ok, don't think I'll pay it all off by then but I'll have a good go! ��
    1 debt vs 100 days -
    Debtfree by Xmas
    NST - 1/18 NSDs £54/£250 food 0/£60spends
    Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's the spirit :)
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