What is the Highest Interest Rate / Cashback / Rewards You Can Get?

FunLovinCriminal

Hiya
I imagined the first post to be out of date, as it was posted in 2015?
Apologies for that

YorkshireBoy

FunLovinCriminal wrote: »

Hiya
I imagined the first post to be out of date, as it was posted in 2015?
Apologies for that

Last edited just over 3 weeks ago.

FunLovinCriminal

Hi all
Sorry to bother you all again. But your advice and help is priceless to soneone who is learning and with a young family every penny helps.
I recently opened a fd account; and their 6% deal attracts mr.
If I put the max in (£300 per month) for 12 months. How much would i get back next year?

eskbanker

FunLovinCriminal wrote: »

Hi all
Sorry to bother you all again. But your advice and help is priceless to soneone who is learning and with a young family every penny helps.
I recently opened a fd account; and their 6% deal attracts mr.
If I put the max in (£300 per month) for 12 months. How much would i get back next year?

Best thing to do is plug your figures into http://www.moneysavingexpert.com/savings/best-regular-savings-accounts#calculator

adindas

I will be switching one of my current accounts to Smile bank account soon looking into possibility to bag the joining incentive of £150 + £50 (through TCB). I am currently preparing two accounts to be switched:

1. LloydsClassic Vantage Account (I have two of this). I am aware it is currently paying a rubbish interest and I do not see any prospect to earn a decent interest rate in the future, but I might be wrong (?).

2. Nationwide flex account ( I already have two of this accounts so I could still get the EuropeanTravel insurance by ditching one of this)

I have set up 4 DDs into both of this accounts and it will be ready to be switched by May 19, 2016.

To me either of this account, will have a similar impact.

But based your assessment which one should I switch and if you could elaborate the reason why, it will be great.

Thank you for your time.

bertsilver

Thinking of opening a BOS Vantage account and have a question, if I pay the £1000 in can I then draw it straight back out?

Eco_Miser

Yes.
You can even draw it out, then pay it back in (assuming there's £1000 there in the first place).

Robbieh

bertsilver wrote: »

Thinking of opening a BOS Vantage account and have a question, if I pay the £1000 in can I then draw it straight back out?

Yes you can, or like me, transfer to next BOS Vantage and back out to wherever!

Special_Saver2

Hi Folks,

Just a quick note to let you know I have updated the first post in this thread because the Lloyds 4% regular saver has dropped its rate to 3% for new applicants. I have moved it into the 3% category and recalculated the interest figures using the calculator on Martin's regular saver page.

SS2

FrankRizzo

Special_Saver2 wrote: »

Hi Folks,

Just a quick note to let you know I have updated the first post in this thread because the Lloyds 4% regular saver has dropped its rate to 3% for new applicants. I have moved it into the 3% category and recalculated the interest figures using the calculator on Martin's regular saver page.

SS2

Wonder if other banks are going to follow suit?