Can I Fix This?

ciarasdreams

spud30 wrote: »

Enjoy the run Ciara.

I'd love to have someone to run with, but I'm so unfit, I wouldnt get very far at all

I did not do very well either in fact I was absolutely terrible at it and I realised just how unfit I really am and that I need to do something about it before it gets any worse. I am just glad that I was in the company of a group of nurses.

southernscouser

ciarasdreams wrote: »

I am just glad that I was in the company of a group of nurses.

Some people get all the luck! :rolleyes:

ciarasdreams

sammy115 wrote: »

20 questions time.....

1. Did you go for a run?
2. If you did, did you enjoy it?
3. Did you find out how much you actually owe Moorcroft?
4. If so, what is the £4k they want off you as a percentage.

Why don't you ring back tomorrow and say you ONLY have X amount of £'s and would they accept that. Tell them all your other creditors have accepted - its just them....

You have absolutely nothing to lose!

I went running and I did sort of enjoy it even though I was rubbish and I am now aching from head to toe. The settlement figure quoted was exactly 75% of my outstanding balance and they told me that it was the least that they would accept and was a bit silly and gave in to the pressure and told them that I would pay this amount if it meant that that was the debt written off. I was not clever enough to try to negotiate a lower amount. :embarasse

ciarasdreams

southernscouser wrote: »

Phone them back up and blag it. Play dumb.

Unfortunately for me I do not have to try to hard to succeed at that because I tend to find that it comes to me very naturally.

southernscouser

ciarasdreams wrote: »

Unfortunately for me I do not have to try to hard to succeed at that because I tend to find that it comes to me very naturally.

I didn't want to say anything! :whistle:

ciarasdreams

southernscouser wrote: »

Some people get all the luck! :rolleyes:

I was really not feeling very lucky after the first mile or so.

ciarasdreams

southernscouser wrote: »

I didn't want to say anything! :whistle:

I am worried now is it really that obvious all of the time?

sammy115

Don't forget to stretch properly. Are you going to go again...

Do as SS says, very wise man SS.. Ring them back today and say you went back to your sis who is lending you the money and she can only lend you an extra (enter figure appropriate) pounds. If they say no then do as SS says and say you will have to talk to your other creditors.

And no you don;t appear to be a natural blagger, BUT FAKE IT TILL YOU MAKE IT. and practise makes perfect:rotfl:

sammy115

ciarasdreams wrote: »

Thank you I still do not feel like I have really done very much yet apart from selling absolutely everything that is not actually nailed down and even when I did that I only did it because other people namely my sister encouraged me to do it. I wish I did feel guilty about been off of school sick but I do not and am actually starting to feel guilty about not feeling guilty if you know what I mean?

It really doesn't matter how you have achieved so much in such a short time, you have achieved it. You have also made a big step in changing your attitude to life. You are nowhere near as down on yourself as you were when you first started and at least you are begining to realise what is important to you (ie family and health) stop feeling guilty - it is negative and energy sapping.:p

spud30

ciarasdreams wrote: »

I was really not feeling very lucky after the first mile or so.

Flippin heck, you managed a mile - I'm impressed :T