The "Save 12k in 2016" Thread!

sofarbehind

Hi all
Number 31 here reporting £1450 for January. Hopefully I will manage similar next month. I can't wait to get my deposit past 40k so I'm excited about February's total.


Scratched - I completely understand about the student loan, I will be so happy to see the end of that. Just over a year to go for me..

Born_Free_2

I've not got a number yet but I have submitted my total for this month, £1,010.16.

I've decided tonight's vet visit can come out of tomorrow's pay day!

mummytummy

Born-Free your number is 159

cathybird

hi all haven't posted so far this month here as I will tot Jan's total up on 1st Feb but just wanted to say that date is nearly here and I am very excited! I went to the local library yesterday to reserve two books as I am slashing my books budget this year to nil to help with savings goal, going to try to stick to the library, already really looking forward to it

abba1772

Declaring £400 for January :j:j:j

Born_Free_2

mummytummy wrote: »

Born-Free your number is 159

Thank you!:beer:

Wentthedaywell?

cathybird wrote: »

hi all haven't posted so far this month here as I will tot Jan's total up on 1st Feb but just wanted to say that date is nearly here and I am very excited! I went to the local library yesterday to reserve two books as I am slashing my books budget this year to nil to help with savings goal, going to try to stick to the library, already really looking forward to it

I did that a couple of years back, rather than buying hardbacks that I'd only read once. It saved me a bomb and made some space on my bookshelves!

I also cut back on memberships of N.T., Arts Fund, a couple of local museums etc that I really wasn't visiting much which saved me over £200pa. I know one should pay just to support them, rather than doing it on a "am I getting value for money?" basis , but needs must!

[Deleted User]

Just logged my update for January, £1,000.

A very nice start inc some money from employment expenses and a odd job here and there.

enthusiasticsaver

Wentthedaywell? wrote: »

This keeps happening to me as my S&S ISA keeps going down and down!

I adjust it in the following month and submit an amount less than what I actually saved that month to balance.

I don't use the value of my s and s isa otherwise I would have the same problem as the only way it is going at the moment is down . When I add up the income and expenditure I calculate the difference as my savings (obviously assuming income is more than expenditure) and ignore the value of the s and s isa.

Lolly88

#002 declaring £1254. 52. I'm really surprised by this amount because I went over my budget and had car repairs....keep thinking I must have calculated it wrong. Very encouraging start though, it's making me want to push for 12k target but I will stick with my original target for now since I'll be unemployed from October.