Authentication of forwarded Natwest Email required

Voyager2002

damnjet wrote: »

Are you one of these idiots that try trolling because you have nothing intelligent to add?

Saddo get a life. Then again with 4,761 posts i suspect you feel compelled to respond to most posts with your cough "witty" comments

The post you quote was rather more intelligent (as well as witty) than most of the OP's comments. He has been told very clearly that he is on to a loser, but persists..

Mirno

Unless the email was signed (PGP or similar) then there is no way of saying an email is genuine - even more so if the email is forwarded.
(If you own the mail server you can at least check the sender is reasonable, and not an open relay, but even that is just an educated guess).

Basically email is not trustworthy, and should never be treated as such. The message is sent in plain text, so it can be intercepted en-route, and there is no authentication involved at all as part of the protocol, all data is taken on trust.

Mirno

gunsandbanjos

I work for a bank, in fraud, no one is going to confirm information about another customer to you.

damnjet

gunsandbanjos wrote: »

I work for a bank, in fraud, no one is going to confirm information about another customer to you.

you work for burgerking so dont lie

damnjet

Mirno wrote: »

Unless the email was signed (PGP or similar) then there is no way of saying an email is genuine - even more so if the email is forwarded.
(If you own the mail server you can at least check the sender is reasonable, and not an open relay, but even that is just an educated guess).

Basically email is not trustworthy, and should never be treated as such. The message is sent in plain text, so it can be intercepted en-route, and there is no authentication involved at all as part of the protocol, all data is taken on trust.

Mirno

Buddy, the email sent to me has a reference number that they could simply cross check, if the mail is identical to one on records they could simply ignore me. If there is no such records or the events that transpired were not true they could simply tell me to instruct a solicitor to contact them.

Being proactive against fraud seems to be lost on many people. In any case thanks for your help even those who seem to enjoy getting of on being deliberately obtruse

Events have been unfolding, unfortunately i have been unable to reveal every detail but it looks likely i will be going straight to small claims court whereby they should be able to make direct contact with the banks if need be.

gunsandbanjos

damnjet wrote: »

you work for burgerking so dont lie

Erm, what? You're a moron.

damnjet

gunsandbanjos wrote: »

Erm, what? You're a moron.

And your another 10,000+ poster sad no lifer. Try going outside once in a while, it will not kill you

gunsandbanjos

damnjet wrote: »

And your another 10,000+ poster sad no lifer. Try going outside once in a while, it will not kill you

I go out regularly thanks and have been a member here for 8 years hence the high post count. Don't let facts get in the way of your little tirade though.

And I genuinely do work in fraud for one of the big banks, just because you didn't like what I said doesn't mean it isn't true. Being a !!!! to people isn't the way to get them to help you! My post was meant as helpful as I have inside knowledge. A bank would cooperate as part of a police investigation but not just you asking for information.

Candyapple

Let’s assume the e-mail is fake – what difference does it make? Are you trying to punish the family member by getting them in trouble with their bank (Natwest) for what, falsifying an e-mail purporting to be from them?

If the answer is yes, I don’t see how you, personally, can achieve this. Unless you go into a branch of Natwest, say to the teller ‘Hi, I gave some money to a family member who needed it urgently and they told me they would pay me back once their loan with yourselves had gone through. They have forwarded me a copy of the e-mail you sent them. Can you please tell me if they are telling the truth as they have now told me that you declined the loan. I only want my money back from them, did they apply for a loan with you in the first place or is this a fake? If it’s fake, what action will Natwest be taking against them for creating a fake bank email?’

What do you really expect them to do?

Even if you paid for a solicitor, they will be told the same thing by the bank. Data Protection, can’t reveal details of another customer without criminal investigation, needing a court order etc. Regardless of any reference numbers or whatever identifying information that may have been on the e-mail, you will have just wasted further money on legal assistance for nothing.

So even if you went to the police to report it, the police will say it’s a civil matter.

The only difference here is where most people who lend money to friends/family on the premise of being paid back verbally, your family member has gone one step further and faked an e-mail to gain your trust to buy themselves some time (assuming it is not genuine).

Was it a large amount of money you lost?

damnjet

Candyapple wrote: »

Let’s assume the e-mail is fake – what difference does it make? Are you trying to punish the family member by getting them in trouble with their bank (Natwest) for what, falsifying an e-mail purporting to be from them?

If the answer is yes, I don’t see how you, personally, can achieve this. Unless you go into a branch of Natwest, say to the teller ‘Hi, I gave some money to a family member who needed it urgently and they told me they would pay me back once their loan with yourselves had gone through. They have forwarded me a copy of the e-mail you sent them. Can you please tell me if they are telling the truth as they have now told me that you declined the loan. I only want my money back from them, did they apply for a loan with you in the first place or is this a fake? If it’s fake, what action will Natwest be taking against them for creating a fake bank email?’

What do you really expect them to do?

Even if you paid for a solicitor, they will be told the same thing by the bank. Data Protection, can’t reveal details of another customer without criminal investigation, needing a court order etc. Regardless of any reference numbers or whatever identifying information that may have been on the e-mail, you will have just wasted further money on legal assistance for nothing.

So even if you went to the police to report it, the police will say it’s a civil matter.

The only difference here is where most people who lend money to friends/family on the premise of being paid back verbally, your family member has gone one step further and faked an e-mail to gain your trust to buy themselves some time (assuming it is not genuine).

Was it a large amount of money you lost?

Promise was verbal in the presence of a 3rd party witness.And no the intentions were never to get them in trouble with the bank though if that happened as a consequence then they would only have themselves to blame. And as you say it is all about buying time as this email was amongst many time delaying tactics and promises. I was seeking evidence for no other purpose than to confront them to buck their ideas up before serious consequences happens. And yes i fully understand what people have been saying about the positions of the banks regarding confidentiality which is why i came seeking possible advice without those repeatedly spelling out the obvious

What would you think if told a additional borrowing application is already approved and waiting a payout within a month only to be sent a email "proof" 3 months down the line that showed the approved application with the application date two months later with yet another month before funds could be released.

So two applications and with the second conveniently declined at the last moment

Incidentally the borrower is very experienced in the financial industry and has even worked for a period for the bank where the approved borrowing loan was supposedly applied for. . I am thinking now more of investigations via banking regulator or financial services authority.