Cazmanian_minx's MFi3 diary

Optimisticpair

Here's hoping this goes through. Hum no icon for crossed fingers.:money:

gallygirl

Here's hoping this time x

cazmanian_minx

The flat is being surveyed today. I'm trying to give myself a sensible talking-to and tell myself that if it was valued at £135,000 in May with rentable value of £700pcm when done up, it's not going to have dropped to under £118,000 just yet. Just hope that her mortgage lender has instructed the same surveyor!! Oh, and my ex has agreed to £118k, which means I don't have to pay him the £800-odd out of my share, which is good.

I've managed to knock £400 off my mammoth debt total, which I'm pleased about, and have a 4-hour transcription CD coming my way. Today's job is to go through my odds and sods box in the stock room and have a good clear-out - time to organise my shop's summer sale I think!

Caz

abouttimetoo

Hi Cazmanian Minx, hope you don't mind me being nosy :rolleyes: just wondering how the flat situation is going? Hope you are all sorted now?

Regards
ATT

cazmanian_minx

abouttimetoo wrote: »

Hi Cazmanian Minx, hope you don't mind me being nosy :rolleyes: just wondering how the flat situation is going? Hope you are all sorted now?

Regards
ATT

Feel free to be nosey

I've heard absolutely nothing from anybody since the survey, so I'm taking it that no news is good news. I've hopefully helped things along by paying the whole year's buildings insurance and the half-yearly ground rent, rather than trying to pro-rata the post-sale bit off onto the buyer, so that should help it go through smoothly.

Her self-imposed deadline for completion is two weeks today, so I'm still crossing my fingers...

Caz

catshark88

Hi Caz,

Hope things are progressing OK?

Hope all is well in sunny Scotland?

Best wishes

CS88

poppyoscar_3

Good luck - what a nightmare this has all been for you!

Really hope that it all goes through!

PO xx

cazmanian_minx

catshark88 wrote: »

Hi Caz,

Hope things are progressing OK?

Hope all is well in sunny Scotland?

Err, well, I still have my buyer, that's good, right?!???

I had a call from the estate agent last week. The buyer's solicitors had contacted her to say they were a little disturbed that they hadn't received a draft contract yet, since we were so close to the preferred completion date and when the estate agent had tried to ring the solicitor, she'd said she wasn't dealing with my case. Could I find out what was going on?

My original solicitor left the firm at the beginning of August and I'd had an email from one of the firm's partners telling me who my new solicitor was, cc'd to her, so I rang her up, only to be told that no, she hadn't been handed the case. So she went to see the partner, who extracted the file from a pile on his desk and said 'Oops, sorry, forgot to give you this.' :rolleyes:

Since then, said partner has actually taken over the case by the looks of things, because he'd signed the covering letter on the contract I got the next day.

I doubt very much we'll be completing this Thursday as planned, because the buyer's solicitors will only have received the contract last Friday and there's not enough time for them to go through it, make enquiries and send it to the buyer for signing, but hopefully we're still on track for this one to actually go through.

Caz

groatie_queen

Good grief! To think we trust these people to provide a professional service! I think that merits a reduction in fees!!

I wish you well with this - and a smooth end to what has been such a long saga for you.

Best wishes

GQ

cazmanian_minx

I'm sure it'll come to no surprise to anyone that we didn't complete yesterday, but things are still on track.

I logged onto the new mortgage this morning to find that we've now saved a grand total of £2.88 in interest by having £201 offset against it! Every little helps I suppose! Can't wait until the money from the flat's in there and we can start making a serious dent in it.

On the plus side, I've paid my divorce solicitor this month (just over £1000) and have still managed to knock £500 off my card debts, so things are moving in the right direction. I've worked out what order they need to disappear in now - NW card, overdraft, T card, MS card and PO card (the last two are at the same rate), so I shall carry on taking bites out of those until the flat sells and I can pay them back.

Caz