We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Clear 3 Debts By Christmas Challenge!!

1131416181929

Comments

  • not sure really, ive never tried amazon until around may this year never thought of anything but ebay as its so popular but it works for me, they pay every 14 days i think or two week intervals - im due a payment next week so hopefully i can get the cc down as OH says he will pay half off as a treat and then i can start on my overdraught!
    Money's our first priority, it doesn't make sense to me -Simple Plan - Crazy
    Debt at lightbulb moment 13/12/07 £13820. Debt now 20/02/09 £11316:confused:
    'Proud To Be Dealing With My Debts' DFW Nerd #665'
  • god how good is that! ive just listed 4 books in like 5 mins! Already i like it more than ebay and the charges it predicted were hardly anything!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • glad you find the benefits! and no need to take pics either! hope they sell quick for you so we can all get stuck into this challenge!
    Money's our first priority, it doesn't make sense to me -Simple Plan - Crazy
    Debt at lightbulb moment 13/12/07 £13820. Debt now 20/02/09 £11316:confused:
    'Proud To Be Dealing With My Debts' DFW Nerd #665'
  • ehallett
    ehallett Posts: 1,960 Forumite
    evab wrote: »
    Do you cousins expect prezzies? I haven't sent mine anything for years we only buy for immediate family. I suppose it depends on how close you are but your food and petrol come first.

    Ev xx

    I'm really close to my cousins so I have always bought them presents, they are more like my little sisters really.

    I'm ok for petrol (filled my car up at the beginning of the month) and I have also told my boyfriend that if he wants me to drive to see him (30 mins up the motorway) then he will have to put some petrol in my car for me - well he did have the choice to move closer to me and chose not to!! ;)

    I'm also fed by my wonderful mum so I'm ok on the food department.

    The minimum payment on my Capital One card came out today so that's £60 off that one at least. Will be wanting rid of that as Capital One are the biggest pains ever.

    Emily x
  • glad you find the benefits! and no need to take pics either! hope they sell quick for you so we can all get stuck into this challenge!

    I know none of that stupid html crap either - it was so easy am lovin it!

    I know i probably cant sell any generic crap on there but i have plenty of books and poss some cds not sure yet
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • Well I got a call from Thomson directories today. They are delivering the books to me next week and I should make about £70- £100 so can pay that off my M&S card if it is still hanging about in 3 weeks when I get paid. probably will be tbh as I have no spare cash now until payday unfortunately. Everyone is doing amazingly well. I will be so thrilled if I clear these 3 debts for Christmas as I will be down to 2 cc's then and a car loan. I dont count mortgage and secured loan as I see them as essential. Might tackle them after the debt.
    I am finding it totally hilarious the way my friends are reacting to al my moneysaving. Initially they found it all very amusing but now they are doing car boots, exra jobs etc etc and meal planning. :rotfl: .
    We will all be loaded soon
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Woohoo!!!! 1 of my books sold!!!! 5.54 for me! That was so quick!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • Well done i sold loads first week and one just last week oh well. Just paid another £10 from my online transferring £1 over every day to jdwilliams so thats going down nicely. Havent opened my change jar yet i keep putting in hopefully will have a nice surprise next friday when i do.
    sweepyxx
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • my change jar challenge is going towards one of my debts - i am being ruthles with my pennies! hehe
    Money's our first priority, it doesn't make sense to me -Simple Plan - Crazy
    Debt at lightbulb moment 13/12/07 £13820. Debt now 20/02/09 £11316:confused:
    'Proud To Be Dealing With My Debts' DFW Nerd #665'
  • I am determined this year to get rid of crapital one lol. I really am sick of it only paying just over the minimum amount it never really goes down. I finished paying my barclaycard last week and feel great about that. Using if for grocery shopping online but soon as shops done money been transferred from current account.
    have a good day everyone
    its friday yeahhh lol
    sweepyxx
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.