Housing Benefit Advice - mum maybe moving in!

tomtontom

iammumtoone wrote: »

I don't see where the OP said she was going to speak to the local authority, she mentioned speaking to the agent who would speak to the landlord.

I didn't say that she had.

iammumtoone

tomtontom wrote: »

I didn't say that she had.

then why mention it? its like me telling you not to put your head in a fire. Why would I need to warn you against it, if you hadn't even mentioned you were considering it.

It does raise a good point though if the OP is serious about renting this house then maybe she should try to find out beforehand that the landlord is doing everything above board (without mentioning the LL by name or identifying the house) as if he/she is not following the rules on this then it might ring alarm bells about why type of landlord they could turn out to be.

PlymouthMaid

I think if I was in the OP's position, I would try to find somewhere for Mum to rent very close by. 55 does seem way too young to be moving in with grown up children and a separate property would solve al the 'can she claim HB' confusions.

McKneff

What does mum say about all this, does she want to live with a family and all that it brings.


Im 66 and wouldn't want to move in with my son, his wife and his 2 pre teenage children.


I would love just a little 1 or 2 bedroom flat on my own......
and I would be quite capable of looking for it myself.

BigAunty

The OP could model the proposed scenario in the Turn2us online benefit calculator.

I know the OP hopes for the property with the annexe to be classed as two separate properties to maximise HB entitlement but its probably best to do a worse case scenario as a single unit, as well as the optimistic scenario.

She could also look into whether her local social housing providers accept applications from those outside the area, perhaps with a local connection such as family. Though there is a general shortage of social housing, sometimes there's more availability for the over 55s. I think there are also private providers of elder housing for that age range, too. Worth looking into.

paulap72

hopetodream wrote: »

Jesus! Ok in terms of childcare, My partner runs his own company from home.....and has my daughter at home with him, so no chilcare costs. My son is of secondary school age, so needs no childcare. Even though we could take the 15 hrs all 3 yr olds are entitled too, we dont. So no cost saving there.
Yes I may have got the benefit wrong, its bereavement allowance....my sincere apologies. What happens after then....who knows???Im guessing that she will need some form of support as she cant work. I guess that will come down to me....even more reason to have her at home.
Seriously, this is everything that is wrong with the country! I have curt responses about my mother that lost her husband, who worked every day of his life, who wants to move in with us, which ultimatlely I cant afford fully.
It a soultion to what you would all call a drain on society, making it less costly.
What would your response be if I didnt have a job and 2 children? Im sure you would be telling me to rip off the state for all its worth!!
Sorry for posting in this site, having a job, not claiming a benefit, and ensuring my elderly mother is not a drain on society.
So far I have been accused of getting financial gains and fraud! I pay over £9k in taxes alone without national insurance.....fraud.....Have a word with yourself. Maybe concentrate your effects on the foreigners who come her and claim child benefit to send home to their families who dont even live here let along work here. Thats fraud!!
Some people are just vile!

You see a lot of that on here. It's unreal. They have nothing better to do than being keyboard bullies. Hope you get sorted soon.

Housing_Benefit_Officer

£9,000 tax means a wage of about £49,000 - a take home pay after tax and national insurance of about £3,000 per month and thats not including your husbands income!

teddysmum

Something not mentioned so far: If the OP opts for this house (with or without mum) , is the house legally just one ? Is there any danger that it could be inspected and , having its own entrance, be classed as a separate residence with its own council tax bill ?

pol-zeath

Housing_Benefit_Officer wrote: »

£9,000 tax means a wage of about £49,000 - a take home pay after tax and national insurance of about £3,000 per month and thats not including your husbands income!

Exactly! I was wondering how long it would be for someone to work this out

Mojisola

hopetodream wrote: »

We have found a property that is larger than our house, within our budget ....ish (I work full time), and its could be split to have an annex.

My mum has suggested moving in with us, so she can help with the kids while both my partner and I work, and she would financially contribute towards the rent and bills.

I want to bring her to live with me, but I dont think I could afford all the extra bills if she doesnt still get the help.

Housing_Benefit_Officer wrote: »

£9,000 tax means a wage of about £49,000 - a take home pay after tax and national insurance of about £3,000 per month and thats not including your husbands income!

With an income like that and money saved because Mum is looking after the children, there should be enough to pay the bills.

Put up a Statement of Affairs on the Debt-free Board and let people suggest where savings could be made so that Mum could move in without worrying about paying rent.